Laura Jewett

Laura Jewett

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$532,000

($368,215 down)
FHA

2016 Green Ridge Circle, Lompoc, CA 93436

2
3
1,091 sqft
PITI Monthly
$1,800.8 /mo

Listing courtesy of: Alex Rucobo, eXp Realty of California, Inc.

Assumed Rate

5.5%
7.15%

Principal & Interest

$1,453 /mo
$1,728 /mo

What's Special

SHOPPING
DINING
SPACIOUS
WALKING TRAILS

Welcome to this 2 bedroom 2.5-bath home built in 2008 located in the sought-after Briar Creek community. This spacious dining room and living room open up to the kitchen including all appliances. Low maintenance backyard with mature Acacia,Guava, apple tree- jujube, Kaffir Lime trees.Convenient access to Vandenberg Space Force Base, shopping, dining, and Highway 1. Enjoy the neighborhood's spacious park and scenic walking trails.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
5.5
Remaining Loan Term
13 years, 1 months
Monthly PITI
$1,800.8/mo
Estimated Loan Balance
$165,180
Cash to close
$368,215
Interest Paid
$201,428

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 3
Cooling & Heating
  • Cooling: None
  • Heating: ForcedAir
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FreeStanding
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Unknown
Condition
  • Year Built: 2008
Details
  • Builder:

Community & HOA

Community
  • Subdivision: North West Lmpc(49)
  • Features: Hiking, Park
HOA
  • Has HOA: Yes
  • HOA Name: The Management Trust
  • HOA Amenities: Unknown
  • HOA Fee: $177.16
  • HOA Frequency: $Monthly
Location
  • Region: Lompoc

Financial Details

  • Price per Sqft: $487.63
  • Tax Annual Amount: $6650
  • On Market Date: 2025-01-13T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $368,215 (69%)
You can enter any amount below - secondary financing will cover the difference if needed.
69%
$

You cover the entire equity of $368,215!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.5% Sellers Rate
$163,785
Your Cash:$368,215
Total Purchase Price:$532,000

Assumed vs Traditional Mortgage

Assumed @ 5.5%
$1,453/mo
Traditional @ 7.5%
$1,793/mo
You save $340/month ($4,078/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PI25007878

Listing From:

Last updated: 2025-04-03T07:44:31.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

5.5%
7.15%

Principal & Interest

$1,453 /mo
$1,728 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $368,215 (69%)
You can enter any amount below - secondary financing will cover the difference if needed.
69%
$

You cover the entire equity of $368,215!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.5% Sellers Rate
$163,785
Your Cash:$368,215
Total Purchase Price:$532,000

Assumed vs Traditional Mortgage

Assumed @ 5.5%
$1,453/mo
Traditional @ 7.5%
$1,793/mo
You save $340/month ($4,078/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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