Laura Jewett

Laura Jewett

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Closed

$383,000

($201,691 down)
FHA

20167 N CACTUS FOREST Drive, Surprise, AZ 85387

3
2
1,409 sqft
PITI Monthly
$1,342.35 /mo

Listing courtesy of: Leolinda Bowers, Leolinda Realty

Assumed Rate

3.61%
7.15%

Principal & Interest

$906 /mo
$1,344 /mo

What's Special

SPACIOUS
MODERN
MASTER SUITE

As you approach, be greeted by the home's exceptional curb appeal with its tasteful landscaping and welcoming entrance, promises a haven of beauty and serenity within. Step inside to a space where every detail is crafted for ease and enjoyment. The open-plan living area, anchored by a spacious great room, is perfect for gatherings. Natural light floods the home, creating a warm and inviting atmosphere. The kitchen overlooks the great room and features modern appliances, ample storage, and a breakfast bar. Privacy is paramount in this thoughtfully designed model. Bedrooms are split, with the master suite offering a peaceful retreat on one side and additional bedrooms on the other. With no direct backyard neighbors, it's a private oasis for enjoying Arizona's beautiful weather.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.61
Remaining Loan Term
24 years, 7 months
Monthly PITI
$1,342.35/mo
Estimated Loan Balance
$185,199
Cash to close
$201,691
Interest Paid
$36,849

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Refrigeration, Ceiling Fan(s)
  • Heating: Natural Gas
Features
  • Materials: Painted, Stucco, Frame - Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Tile

Exterior

Fencing
  • Fencing: Block, Wrought Iron
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: Pvt Water Company
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family - Detached
  • Architectural Style: Unknown
Materials
  • Painted, Stucco, Frame - Wood
  • Roof: Tile
Condition
  • Year Built: 2003
Details
  • Builder: DEL WEBB

Community & HOA

Community
  • Subdivision: SUN CITY GRAND SAGUARO
  • Features: Pickleball Court(s), Community Spa Htd, Community Spa, Community Pool Htd, Community Pool, Golf, Tennis Court(s), Biking/Walking Path, Clubhouse, Fitness Center
HOA
  • Has HOA: Yes
  • HOA Name: SUN CITY GRAND
  • HOA Amenities: Unknown
  • HOA Fee: $1795
  • HOA Frequency: $Annually
Location
  • Region: Surprise

Financial Details

  • Price per Sqft: $271.82
  • Tax Annual Amount: $1751
  • On Market Date: 2024-04-04T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $201,691 (53%)
You can enter any amount below - secondary financing will cover the difference if needed.
53%
$

You cover the entire equity of $201,691!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.61% Sellers Rate
$181,309
Your Cash:$201,691
Total Purchase Price:$383,000

Assumed vs Traditional Mortgage

Assumed @ 3.61%
$906/mo
Traditional @ 7.5%
$1,394/mo
You save $488/month ($5,857/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6685618

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2024-05-31T17:50:16.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.61%
7.15%

Principal & Interest

$906 /mo
$1,344 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $201,691 (53%)
You can enter any amount below - secondary financing will cover the difference if needed.
53%
$

You cover the entire equity of $201,691!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.61% Sellers Rate
$181,309
Your Cash:$201,691
Total Purchase Price:$383,000

Assumed vs Traditional Mortgage

Assumed @ 3.61%
$906/mo
Traditional @ 7.5%
$1,394/mo
You save $488/month ($5,857/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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