Laura Jewett

Laura Jewett

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Closed

$395,000

($223,253 down)
VA

2012 W BLOOMFIELD Road, Phoenix, AZ 85029

3
3
1,878 sqft
PITI Monthly
$1,060.65 /mo

Listing courtesy of: Lauren Rosin, eXp Realty

Assumed Rate

3.16%
7.15%

Principal & Interest

$813 /mo
$1,276 /mo

What's Special

LOCATION
SPACIOUS
GRANITE COUNTERTOPS
STAINLESS STEEL APPLIANCES
VAULTED CEILINGS
PATIO
WALKING TRAILS
MOUNTAIN VIEWS

This 3 bedroom, 2.5 bathroom gem features an updated kitchen with white cabinets, granite countertops, breakfast bar & stainless steel appliances including a fridge. Primary suite complete with vaulted ceilings and a spacious bathroom with a dual vanity and a walk in closet. Extended length garage offers space for oversized vehicles. Enjoy your backyard offering a covered patio and mountain views with North/South exposure. Situated near walking trails, parks, and schools. Great central location

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.16
Remaining Loan Term
25 years, 4 months
Monthly PITI
$1,060.65/mo
Estimated Loan Balance
$292,808
Cash to close
$223,253
Interest Paid
$26,520

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Refrigeration
  • Heating: Electric
Features
  • Materials: Painted, Stucco, Frame - Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Vinyl, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: Single Family - Detached
  • Architectural Style:
Materials
  • Painted, Stucco, Frame - Wood
  • Roof: Composition
Condition
  • Year Built: 1992
Details
  • Builder: Unknown

Community & HOA

Community
  • Subdivision: MOUNTAIN VIEW ESTATES
  • Features:
HOA
  • Has HOA: Yes
  • HOA Name: Mountain View Estate
  • HOA Amenities: Unknown
  • HOA Fee: $40
  • HOA Frequency: $Monthly
Location
  • Region: Phoenix

Financial Details

  • Price per Sqft: $210.33
  • Tax Annual Amount: $1172
  • On Market Date: 2024-11-07T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $223,253 (57%)
You can enter any amount below - secondary financing will cover the difference if needed.
57%
$

You cover the entire equity of $223,253!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.16% Sellers Rate
$171,747
Your Cash:$223,253
Total Purchase Price:$395,000

Assumed vs Traditional Mortgage

Assumed @ 3.16%
$813/mo
Traditional @ 7.5%
$1,324/mo
You save $511/month ($6,128/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6776171

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-01-17T19:32:31.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.16%
7.15%

Principal & Interest

$813 /mo
$1,276 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $223,253 (57%)
You can enter any amount below - secondary financing will cover the difference if needed.
57%
$

You cover the entire equity of $223,253!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.16% Sellers Rate
$171,747
Your Cash:$223,253
Total Purchase Price:$395,000

Assumed vs Traditional Mortgage

Assumed @ 3.16%
$813/mo
Traditional @ 7.5%
$1,324/mo
You save $511/month ($6,128/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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