Laura Jewett

Laura Jewett

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Closed

$595,000

($227,792 down)
FHA

20102 Cold Canyon Court, Riverside, CA 92507

3
3
1,797 sqft
PITI Monthly
$2,898.52 /mo

Listing courtesy of: ARIANNA SIERRA, NEST REAL ESTATE

Assumed Rate

3.45%
7.15%

Principal & Interest

$1,810 /mo
$2,739 /mo

What's Special

REMODELED
LOCATION
GATED COMMUNITY
OPEN CONCEPT
SPACIOUS
RENOVATED
WALK-IN CLOSET
MASTER SUITE
PLAYGROUND

Welcome to your new home in the highly desirable Bayberry Community in Riverside! This exquisite 3-bedroom, 2.5-bathroom home, built in 2019, is newly remodeled and offers a bright and welcoming living space. Step inside to find a freshly painted interior with bright white walls that enhance the abundant natural light throughout. As you walk into the home you'll enter the newly renovated kitchen with sleek white cabinets, quartz countertops, gold finishes, and natural wood like flooring that flows effortlessly into the open concept living room. As you approach the staircase you'll see a half bath perfect for guests. The upper level hosts a convenient laundry room and three spacious bedrooms, including a luxurious master suite complete with a large walk-in closet. This home’s prime location offers quick access to UC Riverside, Downtown Riverside, and major freeways (215, 60, 91), making your commute a breeze. Enjoy the benefits of living in a gated community with a minimal HOA fee, a very low tax rate, and proximity to local amenities including a children's playground, dog park, & basketball courts! With its upgraded features, corner-lot privacy, and unbeatable location, this Riverside gem is a rare find. Schedule your private tour today and experience all this home has to offer!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.45
Remaining Loan Term
25 years, 1 months
Monthly PITI
$2,898.52/mo
Estimated Loan Balance
$465,832
Cash to close
$227,792
Interest Paid
$65,437

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: SeeRemarks
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Laminate

Exterior

Fencing
  • Fencing: None
Roof
  • Roof: CommonRoof
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: Condominium
  • Architectural Style: Modern
Materials
  • Unknown
  • Roof: CommonRoof
Condition
  • Year Built: 2019
Details
  • Builder: Lennar

Community & HOA

Community
  • Subdivision:
  • Features: Biking, Mountainous, Park
HOA
  • Has HOA: Yes
  • HOA Name: Spring Mountain
  • HOA Amenities: Unknown
  • HOA Fee: $193
  • HOA Frequency: $Monthly
Location
  • Region: Riverside

Financial Details

  • Price per Sqft: $331.11
  • Tax Annual Amount: $7437.5
  • On Market Date: 2024-12-04T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $227,792 (38%)
You can enter any amount below - secondary financing will cover the difference if needed.
38%
$

You cover the entire equity of $227,792!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.45% Sellers Rate
$367,208
Your Cash$227,792
Total Purchase Price:$595,000

Assumed vs Traditional Mortgage

Assumed @ 3.45%
$1,810/mo
Traditional @ 7.5%
$2,841/mo
You save $1,031/month ($12,376/year)

*Secondary financing rates are an estimated value based on input

MLS ID: IV24176767

Listing From:

Last updated: 2025-01-23T02:33:03.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.45%
7.15%

Principal & Interest

$1,810 /mo
$2,739 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $227,792 (38%)
You can enter any amount below - secondary financing will cover the difference if needed.
38%
$

You cover the entire equity of $227,792!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.45% Sellers Rate
$367,208
Your Cash$227,792
Total Purchase Price:$595,000

Assumed vs Traditional Mortgage

Assumed @ 3.45%
$1,810/mo
Traditional @ 7.5%
$2,841/mo
You save $1,031/month ($12,376/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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