Laura Jewett

Laura Jewett

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Closed

$190,000

($37,992 down)
FHA

200 1st Street NE, Hayfield, MN 55940

3
2
1,390 sqft
PITI Monthly
$1,158.32 /mo

Listing courtesy of: , Keller Williams Premier Realty

Assumed Rate

3.08%
7.15%

Principal & Interest

$700 /mo
$1,110 /mo

What's Special

FENCED YARD
CHARMING
COZY

Welcome to your potential new home sweet home! This charming house is ready to sweep you off your feet with its cozy vibes and practical features. With three bedrooms and two bathrooms, there's plenty of space for the whole family to spread out and relax. The roof is just three years young, so you can rest easy knowing you won't be climbing up there anytime soon. Step outside and discover your own private oasis. The fully fenced yard with a privacy fence is perfect for letting the kiddos or fur babies run wild while you sip your morning coffee in peace. It's like having your own secret garden, minus the creepy old guy with a shovel. So come on over and take a peek – this house might just be your happily ever after!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.08
Remaining Loan Term
26 years, 2 months
Monthly PITI
$1,158.32/mo
Estimated Loan Balance
$162,702
Cash to close
$37,992
Interest Paid
$18,634

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Vinyl Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Composite
Roof
  • Roof: Age 8 Years or Less, Asphalt
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Vinyl Siding
  • Roof: Age 8 Years or Less, Asphalt
Condition
  • Year Built: 1890
Details
  • Builder:

Community & HOA

Community
  • Subdivision: W B Parsons Add
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Hayfield

Financial Details

  • Price per Sqft: $136.69
  • Tax Annual Amount: $2304
  • On Market Date: 2024-11-09T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $37,992 (20%)
You can enter any amount below - secondary financing will cover the difference if needed.
20%
$

You cover the entire equity of $37,992!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.08% Sellers Rate
$152,008
Your Cash$37,992
Total Purchase Price:$190,000

Assumed vs Traditional Mortgage

Assumed @ 3.08%
$700/mo
Traditional @ 7.5%
$1,151/mo
You save $451/month ($5,416/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6629272

Listing From: northstar

Last updated: 2025-02-21T16:45:02.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.08%
7.15%

Principal & Interest

$700 /mo
$1,110 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $37,992 (20%)
You can enter any amount below - secondary financing will cover the difference if needed.
20%
$

You cover the entire equity of $37,992!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.08% Sellers Rate
$152,008
Your Cash$37,992
Total Purchase Price:$190,000

Assumed vs Traditional Mortgage

Assumed @ 3.08%
$700/mo
Traditional @ 7.5%
$1,151/mo
You save $451/month ($5,416/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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