Laura Jewett

Laura Jewett

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$743,500

($671,195 down)
FHA

20061 Lounsberry Road, Perris, CA 92570

4
2
2,235 sqft
PITI Monthly
$1,426.64 /mo

Listing courtesy of: LIVIA EARP, WESTCOE REALTORS INC

Assumed Rate

3.77%
7.15%

Principal & Interest

$378 /mo
$550 /mo

What's Special

DINING
SPACIOUS
MODERN
LUXURY
FIREPLACE
WALK-IN CLOSET
HOME OFFICE
PATIO

Escape city life & enjoy peaceful country living in Lake Mathews. This 4BR 2BA 2,235 sq. ft. ranch-style home has a 1-acre fenced lot perfect for horse owners, contractors, or those with recreational vehicles. Updated in 2023, it features luxury vinyl plank flooring in most common areas. Entering the home, you’re welcomed by a sunken living room with natural light from a large window. An open dining area overlooks the living room & kitchen, enhancing flow & functionality. The spacious kitchen with quartz countertops and stainless steel sink provide ample counter & cabinet space with room for an island. The cooktop faces the family room, allowing interaction while cooking. A countertop overhang provides casual seating. The family room features a brick fireplace, vaulted wood-beam ceiling, & a rustic wood-textured accent wall. A patio door opens to a covered patio with beautiful views, ideal for relaxation or outdoor dining. The primary suite offers space for a sitting area, natural light, & a walk-in closet. Dual sinks & cabinetry enhance the dressing area, while a modern stone-tiled shower installed in 2024 adds luxury. A nearby bedroom with its own breaker is perfect for a home office or heavy electrical use. Two additional bedrooms provide generous space. The secondary bathroom includes a shower/tub combo. Storage is plentiful with a hallway closet & floor-to-ceiling cabinetry. The interior & exterior were painted in 2024. Air conditioner was replaced in 2021 & heater in 2022. The 3-car attached garage includes 2 separate doors with openers, extra storage, workspace & washer/dryer hook-ups. Outside, the possibilities are endless. Two gates & separate roads lead to the horse area & additional space, perfect for a business, guest house, or recreational activities. Enjoy tranquil country living with modern comforts & updates. Don’t miss your chance to make this Lake Mathews gem your own!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.77
Remaining Loan Term
24 years, 5 months
Monthly PITI
$1,426.64/mo
Estimated Loan Balance
$73,641
Cash to close
$671,195
Interest Paid
$16,225

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central, Fireplaces
Features
  • Materials: Drywall, Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom
  • Flooring: Carpet, Laminate

Exterior

Fencing
  • Fencing: ChainLink, CrossFenced
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: SepticTypeUnknown
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Custom
Materials
  • Drywall, Stucco
  • Roof: Tile
Condition
  • Year Built: 1977
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: HorseTrails, Rural
HOA
  • Has HOA: No
Location
  • Region: Perris

Financial Details

  • Price per Sqft: $332.66
  • Tax Annual Amount: $9293.75
  • On Market Date: 2025-04-02T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $671,195 (90%)
You can enter any amount below - secondary financing will cover the difference if needed.
90%
$

You cover the entire equity of $671,195!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.77% Sellers Rate
$72,305
Your Cash:$671,195
Total Purchase Price:$743,500

Assumed vs Traditional Mortgage

Assumed @ 3.77%
$378/mo
Traditional @ 7.5%
$570/mo
You save $192/month ($2,309/year)

*Secondary financing rates are an estimated value based on input

MLS ID: IV25071263

Listing From:

Last updated: 2025-04-03T14:16:33.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.77%
7.15%

Principal & Interest

$378 /mo
$550 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $671,195 (90%)
You can enter any amount below - secondary financing will cover the difference if needed.
90%
$

You cover the entire equity of $671,195!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.77% Sellers Rate
$72,305
Your Cash:$671,195
Total Purchase Price:$743,500

Assumed vs Traditional Mortgage

Assumed @ 3.77%
$378/mo
Traditional @ 7.5%
$570/mo
You save $192/month ($2,309/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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