Laura Jewett

Laura Jewett

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Closed

$1,395,000

($759,718 down)
FHA

2005 Camino Culebra, Vista, CA 92084

4
3
3,278 sqft
PITI Monthly
$5,562.01 /mo

Listing courtesy of: Louis Bucio, Big Block Realty

Assumed Rate

4.75%
7.15%

Principal & Interest

$3,427 /mo
$4,437 /mo

What's Special

SHOPPING
SPACIOUS
GRANITE COUNTERTOPS
FIREPLACE
WALK-IN CLOSET
MASTER SUITE

Beautiful single story home on .71 acres in the foothills of Vista. Premium Corner lot in the Auburn Hills spectacular views from all directions. Enter the home front door which opens to spacious grand room with high ceiling, Home features an additional family room, eat-in kitchen, 4 bedrooms plus an office, two fireplaces, tile and carpet floors and a three car garage. The kitchen has granite countertops, a large island, maple wood cabinets and a walk in pantry. Master suite has lots of windows to enjoy the views beyond. Bath area has dual sinks, walk-in closet, and a large bathtub and shower. Feels like country living, but is close to shopping and has natural gas and sewer.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.75
Remaining Loan Term
27 years, 4 months
Monthly PITI
$5,562.01/mo
Estimated Loan Balance
$660,191
Cash to close
$759,718
Interest Paid
$81,526

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom, LivingRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 2003
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: StormDrains, StreetLights, Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Vista

Financial Details

  • Price per Sqft: $425.56
  • Tax Annual Amount: $17437.5
  • On Market Date: 2024-06-20T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $759,718 (54%)
You can enter any amount below - secondary financing will cover the difference if needed.
54%
$

You cover the entire equity of $759,718!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.75% Sellers Rate
$635,282
Your Cash:$759,718
Total Purchase Price:$1,395,000

Assumed vs Traditional Mortgage

Assumed @ 4.75%
$3,427/mo
Traditional @ 7.5%
$4,603/mo
You save $1,176/month ($14,107/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NDP2404990

Listing From:

Last updated: 2024-09-30T18:49:55.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.75%
7.15%

Principal & Interest

$3,427 /mo
$4,437 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $759,718 (54%)
You can enter any amount below - secondary financing will cover the difference if needed.
54%
$

You cover the entire equity of $759,718!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.75% Sellers Rate
$635,282
Your Cash:$759,718
Total Purchase Price:$1,395,000

Assumed vs Traditional Mortgage

Assumed @ 4.75%
$3,427/mo
Traditional @ 7.5%
$4,603/mo
You save $1,176/month ($14,107/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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