Laura Jewett

Laura Jewett

Property SearchContact
primary-1
primary-2primary-3
Under Contract

$425,000

($61,122 down)
FHA

2005 N 23RD Place, Phoenix, AZ 85006

3
2
1,316 sqft
PITI Monthly
$2,790.07 /mo

Listing courtesy of: Chelsea N Vetsch, Original Realty Co

Assumed Rate

6.36%
7.15%

Principal & Interest

$2,324 /mo
$2,520 /mo

What's Special

LOCATION
MODERN
CHARMING

Your Phoenix dream awaits! This charming 3-bedroom, 2-bathroom home sports a prime Central Phoenix location near the 51 and 202, not to mention, located near Wren House Brewery, Pip Coffee and Clay, Noble Bread and so much more! It offers modern updates and endless potential. Enjoy cooking in a kitchen featuring a gas stove and relax in the newly added and fully permitted primary bathroom. This home also boasts stylish wood-look tile throughout and a beautifully updated secondary bathroom with subway tile and a new vanity. Step outside to discover a blank canvas backyard, ready for your personal landscaping vision. Don't miss this opportunity to own in a PRIME Phoenix location!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.36
Remaining Loan Term
27 years, 10 months
Monthly PITI
$2,790.07/mo
Estimated Loan Balance
$364,663
Cash to close
$61,122
Interest Paid
$50,792

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Electric
Features
  • Materials: Painted, Block
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Composition
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces: 0
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style: Ranch
Materials
  • Painted, Block
  • Roof: Composition
Condition
  • Year Built: 1950
Details
  • Builder: UNK

Community & HOA

Community
  • Subdivision: WEST VEL RU
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Phoenix

Financial Details

  • Price per Sqft: $322.95
  • Tax Annual Amount: $620
  • On Market Date: 2025-03-15T16:00:04.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $61,122 (14%)
You can enter any amount below - secondary financing will cover the difference if needed.
14%
$

You cover the entire equity of $61,122!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.36% Sellers Rate
$363,878
Your Cash$61,122
Total Purchase Price:$425,000

Assumed vs Traditional Mortgage

Assumed @ 6.36%
$2,324/mo
Traditional @ 7.5%
$2,614/mo
You save $290/month ($3,479/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6835998

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-04-01T21:34:33.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.36%
7.15%

Principal & Interest

$2,324 /mo
$2,520 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $61,122 (14%)
You can enter any amount below - secondary financing will cover the difference if needed.
14%
$

You cover the entire equity of $61,122!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.36% Sellers Rate
$363,878
Your Cash$61,122
Total Purchase Price:$425,000

Assumed vs Traditional Mortgage

Assumed @ 6.36%
$2,324/mo
Traditional @ 7.5%
$2,614/mo
You save $290/month ($3,479/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

Powered By UMe.

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

© is committed to and abides by the Fair Housing Act of Equal Opportunity.