Laura Jewett

Laura Jewett

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Closed

$1,430,000

($637,758 down)
VA

1 Toscana Way W, Rancho Mirage, CA 92270

4
5
4,159 sqft
PITI Monthly
$5,668.66 /mo

Listing courtesy of: The Downs Team, Coldwell Banker Realty

Assumed Rate

7.24%
7.15%

Principal & Interest

$5,452 /mo
$5,403 /mo

What's Special

LOCATION
SPACIOUS
LUXURY
FIREPLACE
WET BAR
PATIO
LANDSCAPED

An Amazing Value... a Great Deal! Welcome to the ''La Toscana'' community... a very desirable gated enclave of 44 Luxury Homes centrally located in coveted Rancho Mirage. This spacious home has 4,159 sq ft, 4 ensuite bedrooms, powder room, a walk-in full wet bar with sink and wine refrigerator, and new carpet. This home is one of the most coveted locations in the community as it is on a private/corner 15,682 sq ft lot with no adjoining neighbors behind this home. As you enter the home through a custom decorative gate to the front entrance, you walk into your private courtyard which also has a separate Casita or studio. The Chefs Kitchen includes a center island w/sink, granite counters, and a large walk-in pantry and opens up to a casual eating area and family room with fireplace and the gorgeous views of the backyard providing perfect indoor and outdoor desert living. The beautifully landscaped backyard features a covered patio highlighting the Pool/Spa with a rock waterfall feature, Bahama Shelf, and Fire Pit with Conversation Area for your casual evening entertaining. There is an outdoor shower by the side entrance to the Master Bedroom. Let's not forget there is an extra large 3-car garage with an entry door leading to the walk-in laundry w/sink and custom cabinetry, and matching washer and dryer. This ''Desert Oasis'' is located across the street from Mission Hills CC and is ready for you to move-in... Seller Motivated, Bring an Offer!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
7.24
Remaining Loan Term
28 years, 9 months
Monthly PITI
$5,668.66/mo
Estimated Loan Balance
$793,574
Cash to close
$637,758
Interest Paid
$71,993

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 5
Cooling & Heating
  • Cooling: CentralAir, Electric
  • Heating: Central, NaturalGas, Zoned
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Gas, GasStarter, LivingRoom, PrimaryBedroom
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: StuccoWall
Roof
  • Roof: Clay, Tile
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: Yes
  • Pool Features: Gunite, ElectricHeat, InGround, Private

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Traditional
Materials
  • Stucco
  • Roof: Clay, Tile
Condition
  • Year Built: 2002
Details
  • Builder:

Community & HOA

Community
  • Subdivision: La Toscana
  • Features: Gated
HOA
  • Has HOA: Yes
  • HOA Name:
  • HOA Amenities: Unknown
  • HOA Fee: $296
  • HOA Frequency: $Monthly
Location
  • Region: Rancho Mirage

Financial Details

  • Price per Sqft: $343.83
  • Tax Annual Amount: $17875
  • On Market Date: 2025-01-10T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $637,758 (45%)
You can enter any amount below - secondary financing will cover the difference if needed.
45%
$

You cover the entire equity of $637,758!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage7.24% Sellers Rate
$792,242
Your Cash$637,758
Total Purchase Price:$1,430,000

Assumed vs Traditional Mortgage

Assumed @ 7.24%
$5,452/mo
Traditional @ 7.5%
$5,605/mo
You save $153/month ($1,832/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 219122569DA

Listing From:

Last updated: 2025-03-21T18:26:15.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

7.24%
7.15%

Principal & Interest

$5,452 /mo
$5,403 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $637,758 (45%)
You can enter any amount below - secondary financing will cover the difference if needed.
45%
$

You cover the entire equity of $637,758!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage7.24% Sellers Rate
$792,242
Your Cash$637,758
Total Purchase Price:$1,430,000

Assumed vs Traditional Mortgage

Assumed @ 7.24%
$5,452/mo
Traditional @ 7.5%
$5,605/mo
You save $153/month ($1,832/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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