Laura Jewett

Laura Jewett

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Closed

$254,824

($53,550 down)
VA

19 East Road, Circle Pines, MN 55014

4
1
1,920 sqft
PITI Monthly
$1,115.55 /mo

Listing courtesy of: , Lakes Area Realty G.V.

Assumed Rate

3.06%
7.15%

Principal & Interest

$964 /mo
$1,532 /mo

What's Special

SPACIOUS

**Four-Bedroom Home with Endless Possibilities!** Discover this spacious four-bedroom, one-bathroom gem featuring a large three-season porch, tucked under garage, and expansive fenced backyard. Enjoy proximity to stunning lakes like Rice Lake, Baldwin Lake, and Golden Lake, along with local parks and an off leash dog-friendly park just three miles away! With excellent access to 35W, commuting around the Twin Cities is a breeze. Plus, the seller is offering a generous $2500 credit toward flooring and paint, giving you the opportunity to customize your dream space. Don’t miss out on this incredible value! ---

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.06
Remaining Loan Term
26 years, 3 months
Monthly PITI
$1,115.55/mo
Estimated Loan Balance
$212,295
Cash to close
$53,550
Interest Paid
$25,016

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 1
Cooling & Heating
  • Cooling: Wall Unit(s)
  • Heating: Baseboard, Boiler, Hot Water
Features
  • Materials: Stucco, Vinyl Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Chain Link
Roof
  • Roof: Age 8 Years or Less, Asphalt
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Stucco, Vinyl Siding
  • Roof: Age 8 Years or Less, Asphalt
Condition
  • Year Built: 1954
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Cor Plt Bl 7-13, 18, 19 Cp 1e
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Circle Pines

Financial Details

  • Price per Sqft: $132.72
  • Tax Annual Amount: $24
  • On Market Date: 2024-08-11T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $53,550 (21%)
You can enter any amount below - secondary financing will cover the difference if needed.
21%
$

You cover the entire equity of $53,550!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.06% Sellers Rate
$201,274
Your Cash$53,550
Total Purchase Price:$254,824

Assumed vs Traditional Mortgage

Assumed @ 3.06%
$964/mo
Traditional @ 7.5%
$1,589/mo
You save $625/month ($7,505/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6584556

Listing From: northstar

Last updated: 2024-09-16T22:32:02.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.06%
7.15%

Principal & Interest

$964 /mo
$1,532 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $53,550 (21%)
You can enter any amount below - secondary financing will cover the difference if needed.
21%
$

You cover the entire equity of $53,550!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.06% Sellers Rate
$201,274
Your Cash$53,550
Total Purchase Price:$254,824

Assumed vs Traditional Mortgage

Assumed @ 3.06%
$964/mo
Traditional @ 7.5%
$1,589/mo
You save $625/month ($7,505/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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