Laura Jewett

Laura Jewett

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Closed

$950,000

($609,482 down)
VA

1987 Kent St, Chula Vista, CA 91913

4
3
1,796 sqft
PITI Monthly
$3,390.5 /mo

Listing courtesy of: Rick Mitchell, AHP Realty

Assumed Rate

3.87%
7.15%

Principal & Interest

$2,184 /mo
$3,139 /mo

What's Special

REMODELED
SHOPPING
SPACIOUS
MODERN
STAINLESS STEEL APPLIANCES
FIREPLACE
VAULTED CEILINGS
PATIO
FITNESS CENTER

Remodeled in 2013 with no expense spared with incredible attention to detail in the extensive modern improvements. 4 Bedrooms, 2.5 Baths, 1796 Sqft, with 2-Car Garage. Bright Gourmet Kitchen with Recessed and Undercounter Task Lighting featuring Stainless Steel Appliances, Walk-In Pantry, Designer Cabinets and Quartz Countertops. Spacious Living room has Vaulted Ceilings, Recessed Lighting and a Custom Gas Fireplace. Convenient half bathroom downstairs with tile floors, stylish vanity and quartz countertop. Large Primary Bedroom Suite has Recessed Lighting, Plantation Shutters, Large Closet with a Custom Organizer, Sitting Area, Quartz Countertops with Double Sinks and a Walk-in Shower. Relax in your own private, low maintenance backyard and patio. Close to Shopping, Restaurants, Golf, Fitness Centers, Parks, Schools and much more. Owned Solar Electric panels on roof help reduce energy costs. Remodeled in 2013 with no expense spared with incredible attention to detail in the extensive modern improvements. 4 Bedrooms, 2.5 Baths, 1796 Sqft, with 2-Car Garage. Bright Gourmet Kitchen with Recessed and Undercounter Task Lighting featuring Stainless Steel Appliances, Walk-In Pantry, Designer Cabinets and Quartz Countertops. Spacious Living room has Vaulted Ceilings, Recessed Lighting and a Custom Gas Fireplace. Convenient half bathroom downstairs with tile floors, stylish vanity and quartz countertop. Large Primary Bedroom Suite has Recessed Lighting, Plantation Shutters, Large Closet with a Custom Organizer, Sitting Area, Quartz Countertops with Double Sinks and a Walk-in Shower. Relax in your own private, low maintenance backyard and patio. Close to Shopping, Restaurants, Golf, Fitness Centers, Parks, Schools and much more. Owned Solar Electric panels on roof help reduce energy costs.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.87
Remaining Loan Term
17 years, 11 months
Monthly PITI
$3,390.5/mo
Estimated Loan Balance
$343,755
Cash to close
$609,482
Interest Paid
$190,276

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir, NaturalGas
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Partial
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Composition
Condition
  • Year Built: 1977
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Chula Vista
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Chula Vista

Financial Details

  • Price per Sqft: $528.95
  • Tax Annual Amount: $11875
  • On Market Date: 2025-02-08T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $609,482 (64%)
You can enter any amount below - secondary financing will cover the difference if needed.
64%
$

You cover the entire equity of $609,482!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.87% Sellers Rate
$340,518
Your Cash:$609,482
Total Purchase Price:$950,000

Assumed vs Traditional Mortgage

Assumed @ 3.87%
$2,184/mo
Traditional @ 7.5%
$3,256/mo
You save $1,072/month ($12,863/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 250017416SD

Listing From:

Last updated: 2025-02-14T21:22:41.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.87%
7.15%

Principal & Interest

$2,184 /mo
$3,139 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $609,482 (64%)
You can enter any amount below - secondary financing will cover the difference if needed.
64%
$

You cover the entire equity of $609,482!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.87% Sellers Rate
$340,518
Your Cash:$609,482
Total Purchase Price:$950,000

Assumed vs Traditional Mortgage

Assumed @ 3.87%
$2,184/mo
Traditional @ 7.5%
$3,256/mo
You save $1,072/month ($12,863/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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