Laura Jewett

Laura Jewett

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$1,500,000

($1,060,530 down)
VA

1984 Acorn Rd, San Marcos, CA 92078

4
3
3,030 sqft
PITI Monthly
$3,906.97 /mo

Listing courtesy of: Crystal Joslin, Keller Williams Realty

Assumed Rate

3.08%
7.15%

Principal & Interest

$2,044 /mo
$3,242 /mo

What's Special

SHOPPING
DINING
MODERN
SOAKING TUB
PRIVATE BACKYARD
NO HOA

Stunning Former Model Home in The Laurels – No HOA & No Mello-Roos! Located in one of San Marcos' most sought-after communities, this beautifully upgraded former model home offers elegance and functionality. Featuring custom-stained Du Chateau engineered wood flooring throughout the lower level, staircase, upstairs hallways, and primary suite, this home exudes warmth and sophistication. The updated kitchen boasts a Wolf stovetop, wine fridge, Bosch dishwasher, double oven, and designer backsplash. The formal living and dining areas showcase grand two-story ceilings, creating a bright and airy ambiance. The primary suite is a true retreat, featuring a soaking tub, walk-in shower, upgraded tile, and stunning Taj Mahal quartzite finishes. A full bathroom is conveniently located downstairs, with a builder-option space that could be converted into an additional bedroom. Equipped with central heat & A/C plus a whole-house fan. Step outside to your private backyard oasis with a sparkling pool, built-in hot tub and built-in BBQ—perfect for summer entertaining! San Marcos is one of North County San Diego’s most desirable cities, known for its top-rated schools, beautiful parks, and vibrant community. Home to California State University San Marcos (CSUSM) and a growing business hub, the city offers a perfect blend of suburban charm and modern conveniences. Enjoy outdoor recreation at nearby Lake San Marcos, Double Peak Park, and miles of scenic hiking and biking trails. The city boasts popular shopping and dining destinations, including newly re-imagined Restaurant Row, and easy access to Highway 78 and I-15 San Marcos provides seamless connectivity to the beaches, downtown San Diego, and beyond.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.08
Remaining Loan Term
26 years, 1 months
Monthly PITI
$3,906.97/mo
Estimated Loan Balance
$444,018
Cash to close
$1,060,530
Interest Paid
$55,560

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir, NaturalGas
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom
  • Flooring: Carpet, Wood

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Public
Pool
  • Has Pool: Yes
  • Pool Features: Private, SolarHeat

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Cottage
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1993
Details
  • Builder:

Community & HOA

Community
  • Subdivision: San Marcos
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: San Marcos

Financial Details

  • Price per Sqft: $495.05
  • Tax Annual Amount: $18750
  • On Market Date: 2025-03-15T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $1,060,530 (71%)
You can enter any amount below - secondary financing will cover the difference if needed.
71%
$

You cover the entire equity of $1,060,530!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.08% Sellers Rate
$439,470
Your Cash:$1,060,530
Total Purchase Price:$1,500,000

Assumed vs Traditional Mortgage

Assumed @ 3.08%
$2,044/mo
Traditional @ 7.5%
$3,363/mo
You save $1,318/month ($15,820/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 250020987SD

Listing From:

Last updated: 2025-04-02T15:38:00.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.08%
7.15%

Principal & Interest

$2,044 /mo
$3,242 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $1,060,530 (71%)
You can enter any amount below - secondary financing will cover the difference if needed.
71%
$

You cover the entire equity of $1,060,530!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.08% Sellers Rate
$439,470
Your Cash:$1,060,530
Total Purchase Price:$1,500,000

Assumed vs Traditional Mortgage

Assumed @ 3.08%
$2,044/mo
Traditional @ 7.5%
$3,363/mo
You save $1,318/month ($15,820/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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