Laura Jewett

Laura Jewett

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Closed

$680,000

($206,932 down)
VA

1975 Lemon Grove Ave, Lemon Grove, CA 91945

2
1
728 sqft
PITI Monthly
$2,199.66 /mo

Listing courtesy of: Scott Norberg, Vylla Home, Inc.

Assumed Rate

2.94%
7.15%

Principal & Interest

$2,033 /mo
$3,282 /mo

What's Special

LOCATION
SPACIOUS
MOVE-IN READY
MODERN
LUXURY
HARDWOOD FLOORS
CHARMING
COZY
SOLAR PANELS

Charming 2-Bedroom Home with Paid-Off Solar in Lemon Grove! Welcome to this delightful 2-bedroom, 1-bath home, perfectly situated in the heart of Lemon Grove, just a 1/4 mile walk from the Massachusetts Avenue trolley station. Hop on the Orange Line for easy access to downtown, and catch a Padres game in just 20 minutes! At 728 square feet, this cozy home offers the ideal balance of modern upgrades and timeless charm. The best part? The 14 solar panels are fully owned, so say goodbye to electric bills! Inside, you’ll find a recently updated kitchen with luxury wood-look vinyl planking, while original hardwood floors flow throughout the rest of the home. All appliances—including the washer and dryer—are included, making this move-in ready gem a must-see. The spacious backyard is a blank canvas, ready for your creative touch—whether it’s a garden oasis, a play area for kids, or the perfect spot for your furry friends to roam. Don’t miss your chance to tour this home. Whether you’re a first-time buyer or looking for a prime location with energy efficiency, this home has it all!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.94
Remaining Loan Term
25 years, 6 months
Monthly PITI
$2,199.66/mo
Estimated Loan Balance
$445,897
Cash to close
$206,932
Interest Paid
$61,205

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 1
Cooling & Heating
  • Cooling: CentralAir, Electric
  • Heating: Electric, HeatPump
Features
  • Materials: HardiplankType
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Wood

Exterior

Fencing
  • Fencing: Wood
Roof
  • Roof: Shingle
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • HardiplankType
  • Roof: Shingle
Condition
  • Year Built: 1954
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Lemon Grove
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Lemon Grove

Financial Details

  • Price per Sqft: $934.07
  • Tax Annual Amount: $
  • On Market Date: 2024-09-26T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $206,932 (30%)
You can enter any amount below - secondary financing will cover the difference if needed.
30%
$

You cover the entire equity of $206,932!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.94% Sellers Rate
$473,068
Your Cash$206,932
Total Purchase Price:$680,000

Assumed vs Traditional Mortgage

Assumed @ 2.94%
$2,033/mo
Traditional @ 7.5%
$3,404/mo
You save $1,371/month ($16,456/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 240022880SD

Listing From:

Last updated: 2024-12-05T05:29:38.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.94%
7.15%

Principal & Interest

$2,033 /mo
$3,282 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $206,932 (30%)
You can enter any amount below - secondary financing will cover the difference if needed.
30%
$

You cover the entire equity of $206,932!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.94% Sellers Rate
$473,068
Your Cash$206,932
Total Purchase Price:$680,000

Assumed vs Traditional Mortgage

Assumed @ 2.94%
$2,033/mo
Traditional @ 7.5%
$3,404/mo
You save $1,371/month ($16,456/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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