Laura Jewett

Laura Jewett

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Closed

$449,500

($117,989 down)
VA

19704 W ROMA Avenue, Litchfield Park, AZ 85340

2
2
1,687 sqft
PITI Monthly
$1,838.68 /mo

Listing courtesy of: Lisa M Harris, Citiea

Assumed Rate

2.9%
7.15%

Principal & Interest

$1,477 /mo
$2,396 /mo

What's Special

LARGE CENTER ISLAND
DESIRED
SPACIOUS
MODERN
GRANITE COUNTERTOPS
HOME OFFICE
DECK
PATIO

PRICE UNDER RECENT APPRAISED VALUE!! This modern 2 bedroom, 2 bathroom home offers 1,668 sf of beautifully upgraded living space and features a BONUS ROOM that can be used as 3rd bedroom, home office or gym. 

 The kitchen boasts modern white shaker cabinets, sleek GRANITE countertops, tiled backsplash and the most desired upgrade of all GAS RANGE. Spacious pantry, large center ISLAND and STAINLESS appliances truly make it a chefs kitchen. 

Enjoy the ease of wood look plank style tile flooring throughout the home and modern recessed LED lighting. A whole house H2O Concepts water PURIFICATION system ensures clean water throughout home.

 The primary suite features a large WALK IN CLOSET and a luxurious bathroom with a DUAL vanity and oversized shower. Step outside to your private oasis, complete with a stunning 14 foot by 28 foot PEBBLE TECH pool, covered EXTENDED patio and COOL DECK all surrounded by low-maintenance ARTIFICIAL GRASS. Since this home was just built in 2021 enjoy peace of mind knowing all major appliances have PLENTY of life left and have been meticulously maintained this original owner. The community amenities are TRULY extraordinary! Featuring Heritage Swim park, a first-class private facility for resident use only with multiple pools, pool house, grills and Ramada's. They even have an ADULT only ramada for special events and every day use! Come drive this community because you'll never want to leave!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.9
Remaining Loan Term
26 years, 7 months
Monthly PITI
$1,838.68/mo
Estimated Loan Balance
$387,574
Cash to close
$117,989
Interest Paid
$33,886

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Ceiling Fan(s), Refrigeration
  • Heating: Natural Gas
Features
  • Materials: Painted, Stucco, Siding, Stone, Frame - Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: Yes
  • Pool Features: Private

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family - Detached
  • Architectural Style: Ranch
Materials
  • Painted, Stucco, Siding, Stone, Frame - Wood
  • Roof: Tile
Condition
  • Year Built: 2021
Details
  • Builder: unknown

Community & HOA

Community
  • Subdivision: VERRADO EAST DISTRICT RESIDENTIAL PHASE 3A
  • Features: Pickleball Court(s), Community Spa Htd, Community Spa, Community Pool Htd, Community Pool, Golf, Tennis Court(s), Playground, Biking/Walking Path, Clubhouse, Fitness Center
HOA
  • Has HOA: Yes
  • HOA Name: Verrado Community As
  • HOA Amenities: Unknown
  • HOA Fee: $130
  • HOA Frequency: $Monthly
Location
  • Region: Litchfield Park

Financial Details

  • Price per Sqft: $266.45
  • Tax Annual Amount: $2544
  • On Market Date: 2024-10-16T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $117,989 (26%)
You can enter any amount below - secondary financing will cover the difference if needed.
26%
$

You cover the entire equity of $117,989!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.9% Sellers Rate
$331,511
Your Cash$117,989
Total Purchase Price:$449,500

Assumed vs Traditional Mortgage

Assumed @ 2.9%
$1,477/mo
Traditional @ 7.5%
$2,486/mo
You save $1,009/month ($12,106/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6771483

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-02-11T23:04:03.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.9%
7.15%

Principal & Interest

$1,477 /mo
$2,396 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $117,989 (26%)
You can enter any amount below - secondary financing will cover the difference if needed.
26%
$

You cover the entire equity of $117,989!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.9% Sellers Rate
$331,511
Your Cash$117,989
Total Purchase Price:$449,500

Assumed vs Traditional Mortgage

Assumed @ 2.9%
$1,477/mo
Traditional @ 7.5%
$2,486/mo
You save $1,009/month ($12,106/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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