Laura Jewett

Laura Jewett

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$469,999

($42,590 down)
FHA

19685 W ROMA Avenue, Litchfield Park, AZ 85340

3
2
1,965 sqft
PITI Monthly
$2,897.87 /mo

Listing courtesy of: George Laughton, My Home Group Real Estate

Assumed Rate

4.17%
7.15%

Principal & Interest

$2,189 /mo
$3,035 /mo

What's Special

SPACIOUS
GRANITE COUNTERTOPS
COMMUNITY POOL

Welcome to this stunning 3-bedroom home with a den! The spacious layout, adorned with abundant natural light, creates an open and airy atmosphere, while the wood-look tile flooring throughout adds a touch of elegance. The kitchen, equipped with granite countertops, a large island, and an 8 ft walk-in pantry, is a chef's delight! Enjoy the convenience of a soft water loop, a smart thermostat, and upgraded carpet and padding. The community pool and other amenities are perfect for enjoying the outdoors and socializing with your neighbors. Don't miss out on this exceptional opportunity to own a piece of paradise!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.17
Remaining Loan Term
27 years, 2 months
Monthly PITI
$2,897.87/mo
Estimated Loan Balance
$477,525
Cash to close
$42,590
Interest Paid
$51,817

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air, Programmable Thmstat
  • Heating: Natural Gas
Features
  • Materials: Synthetic Stucco, Wood Frame, Painted, Stucco, Stone
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Private Sewer
  • Water Source: Pvt Water Company
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style: Ranch
Materials
  • Synthetic Stucco, Wood Frame, Painted, Stucco, Stone
  • Roof: Tile
Condition
  • Year Built: 2021
Details
  • Builder: Unknown

Community & HOA

Community
  • Subdivision: VERRADO EAST DISTRICT RESIDENTIAL PHASE 3A
  • Features: Community Pool, Golf, Tennis Court(s), Playground, Biking/Walking Path, Clubhouse, Fitness Center
HOA
  • Has HOA: Yes
  • HOA Name: Verrado Community
  • HOA Amenities: Unknown
  • HOA Fee: $138
  • HOA Frequency: $Monthly
Location
  • Region: Litchfield Park

Financial Details

  • Price per Sqft: $239.19
  • Tax Annual Amount: $2682
  • On Market Date: 2025-03-01T02:00:03.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $42,590 (9%)
You can enter any amount below - secondary financing will cover the difference if needed.
9%
$

You cover the entire equity of $42,590!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.17% Sellers Rate
$427,409
Your Cash$42,590
Total Purchase Price:$469,999

Assumed vs Traditional Mortgage

Assumed @ 4.17%
$2,189/mo
Traditional @ 7.5%
$3,148/mo
You save $958/month ($11,502/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6828357

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-03-18T15:32:40.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.17%
7.15%

Principal & Interest

$2,189 /mo
$3,035 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $42,590 (9%)
You can enter any amount below - secondary financing will cover the difference if needed.
9%
$

You cover the entire equity of $42,590!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.17% Sellers Rate
$427,409
Your Cash$42,590
Total Purchase Price:$469,999

Assumed vs Traditional Mortgage

Assumed @ 4.17%
$2,189/mo
Traditional @ 7.5%
$3,148/mo
You save $958/month ($11,502/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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