Laura Jewett

Laura Jewett

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$624,000

($179,188 down)
VA

1966 Vallombrosa Avenue, Chico, CA 95926

3
2
1,698 sqft
PITI Monthly
$2,871 /mo

Listing courtesy of: Kelli Smyth, NextHome North Valley Realty

Assumed Rate

3.1%
7.15%

Principal & Interest

$2,028 /mo
$3,208 /mo

What's Special

LOCATION
SERENE
DINING
SPACIOUS
MOVE-IN READY
LUXURY
GRANITE COUNTERTOPS
STAINLESS STEEL APPLIANCES
FIREPLACE
PATIO
CHARMING
COZY
TURNKEY

Location, Location, Location! This BEAUTIFUL TURNKEY home is situated directly across from the serene Bidwell Park, offering stunning views and a lifestyle that embraces nature. With recent upgrades and a spacious open floor plan, this home is move-in ready! As you enter, you're greeted by luxury vinyl plank flooring and a large skylight that bathes the space in natural light. The living room boasts elegant tray ceilings, recessed lighting, and custom-built cabinets, providing both functionality and style. Step down into the cozy family room, where beamed ceilings, etched glass windows, and a gas fireplace to create a warm and inviting atmosphere. The kitchen is a chef’s delight, featuring granite countertops, white shaker cabinets, stainless steel appliances, and a dual fuel range. A charming dining nook offers picturesque views of Bidwell Park, perfect for enjoying your morning coffee while watching the wildlife among the trees. The primary suite is surprisingly spacious, with a beautifully tiled step-in shower with dual shower heads, marble dual sink vanity, and a private slider leading to the backyard and HOT TUB! The thoughtfully designed en-suite includes a separate toilet area for added privacy. The backyard is perfect for entertaining or relaxing, with a pergola-covered patio, a large side yard ideal for a garden or play area. The garage is fully insulated and equipped with its own mini-split unit for climate control. It features custom-built shelves, including a desk space with tailored electrical outlets, specialty lockers for gear, and ample additional storage. A stacked washer and dryer are paired with a utility sink, complemented by dedicated storage cabinets above and below. The floors are finished with a Polytech-style coating for durability. At the opposite side of the home is a container shed that has been updated to complement the home’s exterior. It includes a man door, a built-in workbench along one-third of a wall, and additional storage. Lighting and multiple outlets have also been installed for added functionality. Notable upgrades include OWNED SOLAR, new interior trim, doors, and hardware, as well as electrical, plumbing, HVAC (with a garage mini-split), attic insulation, whole house fan and carpet, all installed in 2019. This turnkey home is located just minutes from walking and biking trails, Big Chico Creek, Hooker Oak Park, and a scenic bike ride to downtown Chico. Don’t miss the opportunity to make this your forever home!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.1
Remaining Loan Term
26 years, 10 months
Monthly PITI
$2,871/mo
Estimated Loan Balance
$448,306
Cash to close
$179,188
Interest Paid
$45,128

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir, WholeHouseFan
  • Heating: Central, Solar
Features
  • Materials: Stucco, WoodSiding
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom, Gas
  • Flooring: Carpet, Vinyl

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Ranch
Materials
  • Stucco, WoodSiding
  • Roof: Unknown
Condition
  • Year Built: 1967
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Biking, Golf, Hiking, HorseTrails, Sidewalks, Park
HOA
  • Has HOA: No
Location
  • Region: Chico

Financial Details

  • Price per Sqft: $367.49
  • Tax Annual Amount: $7800
  • On Market Date: 2025-01-21T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $179,188 (29%)
You can enter any amount below - secondary financing will cover the difference if needed.
29%
$

You cover the entire equity of $179,188!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.1% Sellers Rate
$444,812
Your Cash$179,188
Total Purchase Price:$624,000

Assumed vs Traditional Mortgage

Assumed @ 3.1%
$2,028/mo
Traditional @ 7.5%
$3,328/mo
You save $1,299/month ($15,593/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SN25013778

Listing From:

Last updated: 2025-03-08T20:19:19.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.1%
7.15%

Principal & Interest

$2,028 /mo
$3,208 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $179,188 (29%)
You can enter any amount below - secondary financing will cover the difference if needed.
29%
$

You cover the entire equity of $179,188!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.1% Sellers Rate
$444,812
Your Cash$179,188
Total Purchase Price:$624,000

Assumed vs Traditional Mortgage

Assumed @ 3.1%
$2,028/mo
Traditional @ 7.5%
$3,328/mo
You save $1,299/month ($15,593/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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