Laura Jewett

Laura Jewett

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Under Contract

$520,000

($213,721 down)
FHA

195 Brookside Drive, Bailey, CO 80421

2
2
1,344 sqft
PITI Monthly
$2,229.57 /mo

Listing courtesy of: David Petersmith, Choice Property Brokers LTD

Assumed Rate

4.27%
7.15%

Principal & Interest

$1,675 /mo
$2,295 /mo

What's Special

LOCATION
DINING
FIREPLACE
PATIO
BALCONY
LANDSCAPED
COZY

Welcome to the neighborhood!! This beautiful Roland Valley home offers a picture-perfect blend of country charm and updated amenities. The main floor is designed with unique and practical features, including built-in storage in the entry room, an impressive rock-faced fireplace, and easy-care tile floors in the kitchen, dining and living rooms. The cozy, non-conforming bedroom makes a perfect office or den. Check out the distinctive architecture on the second floor, including sloped ceilings, a balcony. and wood floors paired with beautifully crafted tilework in the updated bathroom. The home is situated on a fully fenced and nicely landscaped 1.43-acre south-facing lot. There’s a shed for storage as well as a patio for your outdoor enjoyment. It’s also a great place to commune with nature and all the local wildlife! The location is ideal, close to US Hwy 285 and convenient to Bailey, Conifer, and Pine. View the Virtual Tour and call for your personal showing today!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.27
Remaining Loan Term
24 years, 2 months
Monthly PITI
$2,229.57/mo
Estimated Loan Balance
$310,319
Cash to close
$213,721
Interest Paid
$80,271

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Other
  • Heating: Baseboard, Electric
Features
  • Materials: Frame, Vinyl Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Electric
  • Flooring: Tile, Wood

Exterior

Fencing
  • Fencing: Full
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Septic Tank
  • Water Source: Well
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Frame, Vinyl Siding
  • Roof: Composition
Condition
  • Year Built: 1979
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Roland Valley
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Bailey

Financial Details

  • Price per Sqft: $386.9
  • Tax Annual Amount: $1764
  • On Market Date: 2024-09-26T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $213,721 (41%)
You can enter any amount below - secondary financing will cover the difference if needed.
41%
$

You cover the entire equity of $213,721!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.27% Sellers Rate
$306,279
Your Cash$213,721
Total Purchase Price:$520,000

Assumed vs Traditional Mortgage

Assumed @ 4.27%
$1,675/mo
Traditional @ 7.5%
$2,380/mo
You save $705/month ($8,458/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC1869714

Listing From: recolorado

Last updated: 2025-03-11T14:42:21.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.27%
7.15%

Principal & Interest

$1,675 /mo
$2,295 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $213,721 (41%)
You can enter any amount below - secondary financing will cover the difference if needed.
41%
$

You cover the entire equity of $213,721!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.27% Sellers Rate
$306,279
Your Cash$213,721
Total Purchase Price:$520,000

Assumed vs Traditional Mortgage

Assumed @ 4.27%
$1,675/mo
Traditional @ 7.5%
$2,380/mo
You save $705/month ($8,458/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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