Laura Jewett

Laura Jewett

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Closed

$489,999

($76,145 down)
FHA

1959 Place Road, Los Banos, CA 93635

3
2
1,692 sqft
PITI Monthly
$3,386.11 /mo

Listing courtesy of: Patty Cerrillo, Capital Estates Realty

Assumed Rate

5.41%
7.15%

Principal & Interest

$2,406 /mo
$2,891 /mo

What's Special

FRESH PAINT
SPACIOUS
MODERN
WALK-IN CLOSET
MASTER SUITE
CHARMING
SOLAR PANELS

Welcome to this Charming 3-bedroom, 2-bathroom Home located in the heart of College Greens Neighborhood. With 1,692 Sq Ft of Living space, this Residence offers ample room and natural lighting for comfortable living. The Kitchen is equipped with an oven range - gas and a refrigerator, perfect for all your culinary needs. The Property features laminate flooring and fresh paint throughout, adding a modern touch to the Interior. Spacious master suite with huge walk-in closet. Lot size of 6,200 Sq Ft with low maintenance yards. Already Paid off Solar Panels and Water Softener. For all commuters property is easily accessible to HWY 152, HWY165, HWY 99 and HWY 5. Don't miss the opportunity to make this lovely Los Banos home yours!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
5.41
Remaining Loan Term
27 years, 5 months
Monthly PITI
$3,386.11/mo
Estimated Loan Balance
$414,928
Cash to close
$76,145
Interest Paid
$58,778

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: WoodBurning
  • Flooring: Laminate

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Tile
Condition
  • Year Built: 1998
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Los Banos

Financial Details

  • Price per Sqft: $289.6
  • Tax Annual Amount: $6124.99
  • On Market Date: 2024-12-13T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $76,145 (16%)
You can enter any amount below - secondary financing will cover the difference if needed.
16%
$

You cover the entire equity of $76,145!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.41% Sellers Rate
$413,854
Your Cash$76,145
Total Purchase Price:$489,999

Assumed vs Traditional Mortgage

Assumed @ 5.41%
$2,406/mo
Traditional @ 7.5%
$2,999/mo
You save $593/month ($7,110/year)

*Secondary financing rates are an estimated value based on input

MLS ID: ML81988478

Listing From:

Last updated: 2025-02-06T18:55:37.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

5.41%
7.15%

Principal & Interest

$2,406 /mo
$2,891 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $76,145 (16%)
You can enter any amount below - secondary financing will cover the difference if needed.
16%
$

You cover the entire equity of $76,145!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.41% Sellers Rate
$413,854
Your Cash$76,145
Total Purchase Price:$489,999

Assumed vs Traditional Mortgage

Assumed @ 5.41%
$2,406/mo
Traditional @ 7.5%
$2,999/mo
You save $593/month ($7,110/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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