Laura Jewett

Laura Jewett

Property SearchContact
primary-1
primary-2primary-3
Active

$839,000

($63,147 down)
VA

1951 Strata Street, Chula Vista, CA 91915

4
3
2,037 sqft
PITI Monthly
$5,429.15 /mo

Listing courtesy of: Martin Barros, Coldwell Banker West

Assumed Rate

4.99%
7.15%

Principal & Interest

$4,339 /mo
$5,465 /mo

What's Special

LOCATION
SERENE
SHOPPING
DINING
SPACIOUS
MODERN
HOME OFFICE
PATIO
COZY

Modern Three-Story Home in Vibrant Millenia – Park Views & Prime Location! Welcome to this stunning three-story home in the heart of the highly sought-after Millenia community in Chula Vista! Perfectly positioned on Strata Street, this residence enjoys an unobstructed park-facing view, filling the home with natural light and a sense of tranquility. Step inside to discover a versatile floor plan designed for modern living. The ground floor features a private bedroom and full bath, ideal for guests, a home office, or multi-generational living. A cozy patio just outside the bedroom offers a peaceful outdoor retreat. The second floor is an entertainer’s dream, boasting a spacious open-concept design with a stylish gourmet kitchen, sleek finishes, and modern amenities. Large windows flood the living area with sunlight, creating a seamless indoor-outdoor connection. A convenient half bath completes this level. On the top floor, you’ll find three additional bedrooms, including the primary suite, which features a private en-suite bath for a serene retreat. With 3.5 bathrooms in total, mornings are effortless for the whole household. This home also includes a spacious two-car garage, providing ample storage and parking convenience. Located ?near parks, shopping, dining, and top-rated schools, this home truly offers the perfect blend of comfort, style, and convenience. Don’t miss your chance to own this beautifully designed home in one of Chula Vista’s most vibrant communities!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
4.99
Remaining Loan Term
27 years, 4 months
Monthly PITI
$5,429.15/mo
Estimated Loan Balance
$779,163
Cash to close
$63,147
Interest Paid
$105,571

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile, Vinyl

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Community, Association

Construction

Type & Style
  • Stories: 3
  • Home type: Condominium
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 2020
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Curbs, StreetLights, Suburban, Sidewalks, Pool
HOA
  • Has HOA: Yes
  • HOA Name: Vibe at Millenia
  • HOA Amenities: Unknown
  • HOA Fee: $352
  • HOA Frequency: $Monthly
Location
  • Region: Chula Vista

Financial Details

  • Price per Sqft: $411.88
  • Tax Annual Amount: $10487.5
  • On Market Date: 2025-04-01T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $63,147 (8%)
You can enter any amount below - secondary financing will cover the difference if needed.
8%
$

You cover the entire equity of $63,147!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.99% Sellers Rate
$775,853
Your Cash$63,147
Total Purchase Price:$839,000

Assumed vs Traditional Mortgage

Assumed @ 4.99%
$4,339/mo
Traditional @ 7.5%
$5,669/mo
You save $1,330/month ($15,960/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PTP2502296

Listing From:

Last updated: 2025-04-01T20:01:43.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.99%
7.15%

Principal & Interest

$4,339 /mo
$5,465 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $63,147 (8%)
You can enter any amount below - secondary financing will cover the difference if needed.
8%
$

You cover the entire equity of $63,147!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.99% Sellers Rate
$775,853
Your Cash$63,147
Total Purchase Price:$839,000

Assumed vs Traditional Mortgage

Assumed @ 4.99%
$4,339/mo
Traditional @ 7.5%
$5,669/mo
You save $1,330/month ($15,960/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

Powered By UMe.

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

© is committed to and abides by the Fair Housing Act of Equal Opportunity.