Laura Jewett

Laura Jewett

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Pending

$550,000

($386,806 down)
FHA

1945 S Pepper Tree Lane, San Bernardino, CA 92408

3
3
1,965 sqft
PITI Monthly
$1,782.42 /mo

Listing courtesy of: Grace Kim, JohnHart Real Estate

Assumed Rate

6.26%
7.15%

Principal & Interest

$928 /mo
$1,032 /mo

What's Special

DINING
SPACIOUS
STAINLESS STEEL APPLIANCES
WALK-IN CLOSET
CHARMING

Welcome to this well maintained newer community in the heart of San Bernardino! This inviting two-story home features 3 bedrooms+LOFT and 2.5 bathrooms, attached 2 car garages, across 1,965 sq. ft. of thoughtfully designed living space. As you enter, you'll be welcomed by a spacious open floor plan illuminated with recessed lighting and ceiling fans, and highlighted by the expansive living room- ideal for entertaining guests. Generous sized windows for natural lighting. The well-appointed kitchen includes a kitchen island, white quartz countertops, updated cabinets and high-quality stainless steel appliances. Washer and dryer located in home for convenience. Upstairs, the loft provides a perfect space for relaxation or additional living needs. The primary suite features a walk-in closet and an en-suite bathroom with double sinks and a walk-in shower. The two additional bedrooms offer plenty of room for personalization and plenty of closet space. Enjoy the backyard, accessible from the living room, offering a private outdoor space- perfect to unwind and relax in this summertime! Near the 10 Freeway, with a variety of dining options and grocery stores just a short drive away. Don’t miss the opportunity to make this charming retreat your own!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.26
Remaining Loan Term
39 years, 3 months
Monthly PITI
$1,782.42/mo
Estimated Loan Balance
$163,270
Cash to close
$386,806
Interest Paid
$7,651

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Laminate

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 2022
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Curbs, StreetLights, Sidewalks, Gated
HOA
  • Has HOA: Yes
  • HOA Name: Enclave Community Owners Association
  • HOA Amenities: Unknown
  • HOA Fee: $129
  • HOA Frequency: $Monthly
Location
  • Region: San Bernardino

Financial Details

  • Price per Sqft: $279.9
  • Tax Annual Amount: $6875
  • On Market Date: 2024-08-21T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $386,806 (70%)
You can enter any amount below - secondary financing will cover the difference if needed.
70%
$

You cover the entire equity of $386,806!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.26% Sellers Rate
$163,194
Your Cash:$386,806
Total Purchase Price:$550,000

Assumed vs Traditional Mortgage

Assumed @ 6.26%
$928/mo
Traditional @ 7.5%
$1,036/mo
You save $108/month ($1,295/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SR24167578

Listing From:

Last updated: 2025-03-05T01:18:44.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.26%
7.15%

Principal & Interest

$928 /mo
$1,032 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $386,806 (70%)
You can enter any amount below - secondary financing will cover the difference if needed.
70%
$

You cover the entire equity of $386,806!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.26% Sellers Rate
$163,194
Your Cash:$386,806
Total Purchase Price:$550,000

Assumed vs Traditional Mortgage

Assumed @ 6.26%
$928/mo
Traditional @ 7.5%
$1,036/mo
You save $108/month ($1,295/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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