Laura Jewett

Laura Jewett

Property SearchContact
primary-1
primary-2primary-3
Pending

$659,000

($38,488 down)
VA

1944 Caminito De La Cruz, Chula Vista, CA 91913

2
3
1,400 sqft
PITI Monthly
$4,730.8 /mo

Listing courtesy of: Betty Torano, eXp Realty of Southern Calif.

Assumed Rate

6.11%
7.15%

Principal & Interest

$3,878 /mo
$4,317 /mo

What's Special

LOCATION
ENTERTAINMENT
DINING
SPACIOUS
MODERN
HOME OFFICE
FLEX SPACE
BALCONY
FITNESS CENTER
WALKING TRAILS
PLAYGROUND

This Home QUALIFIES for a $7,500 Grant! Don't miss this opportunity! This stunning tri-level townhome in Treviana, Otay Ranch, qualifies for a $7,500 grant—use it to buy down your interest rate or cover closing costs with no repayment required! Located in the desirable Treviana community, this 2-bedroom, 2.5-bathroom home features a bonus flex space on the first floor, perfect for a home office, media room, gym, or creative space. The open-concept layout seamlessly connects the updated kitchen, dining area, and living room, all highlighted by beautiful updated flooring for a fresh, modern feel. Both bedrooms are en-suite, including a spacious primary suite designed for comfort and privacy. Enjoy two outdoor spaces—a welcoming front porch with seating and planters, ideal for your morning coffee, plus a private balcony off the main living area, perfect for relaxing or entertaining. Additional features include a spacious attached two-car garage with ample storage, plus guest and street parking right in front. The Treviana community offers resort-style amenities, including a pool and a fully equipped fitness center. Just a block away, Santa Venetia Park features sports fields, playgrounds, basketball courts, a skate park, and scenic walking trails. Prime Location—minutes from Otay Ranch Mall, top-rated schools, restaurants, a movie theater, and entertainment options! For outdoor enthusiasts, Otay Lakes Reservoir is just a short drive away, offering scenic nature and hiking trails. This home blends comfort, convenience, and community—all in one perfect location!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
6.11
Remaining Loan Term
27 years, 7 months
Monthly PITI
$4,730.8/mo
Estimated Loan Balance
$621,227
Cash to close
$38,488
Interest Paid
$93,036

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Community, InGround, Association

Construction

Type & Style
  • Stories: 3
  • Home type: Townhouse
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 2006
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Curbs, Park, StreetLights, Sidewalks, Pool
HOA
  • Has HOA: Yes
  • HOA Name: Treviana
  • HOA Amenities: Unknown
  • HOA Fee: $340
  • HOA Frequency: $Monthly
Location
  • Region: Chula Vista

Financial Details

  • Price per Sqft: $470.71
  • Tax Annual Amount: $8237.5
  • On Market Date: 2025-02-12T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $38,488 (6%)
You can enter any amount below - secondary financing will cover the difference if needed.
6%
$

You cover the entire equity of $38,488!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.11% Sellers Rate
$620,512
Your Cash$38,488
Total Purchase Price:$659,000

Assumed vs Traditional Mortgage

Assumed @ 6.11%
$3,878/mo
Traditional @ 7.5%
$4,478/mo
You save $601/month ($7,206/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PTP2501077

Listing From:

Last updated: 2025-03-07T13:38:24.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.11%
7.15%

Principal & Interest

$3,878 /mo
$4,317 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $38,488 (6%)
You can enter any amount below - secondary financing will cover the difference if needed.
6%
$

You cover the entire equity of $38,488!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.11% Sellers Rate
$620,512
Your Cash$38,488
Total Purchase Price:$659,000

Assumed vs Traditional Mortgage

Assumed @ 6.11%
$3,878/mo
Traditional @ 7.5%
$4,478/mo
You save $601/month ($7,206/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

Powered By UMe.

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

© is committed to and abides by the Fair Housing Act of Equal Opportunity.