Laura Jewett

Laura Jewett

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$1,274,000

($184,110 down)
VA

19445 Laurel Lane, Ramona, CA 92065

3
2
1,784 sqft
PITI Monthly
$7,047.66 /mo

Listing courtesy of: Peter San Nicolas, Peter San Nicolas, Broker

Assumed Rate

3.75%
7.15%

Principal & Interest

$5,326 /mo
$7,767 /mo

What's Special

REMODELED
SERENE
MODERN
LANDSCAPED
CHARMING
RENTAL INCOME

Welcome to your private oasis on 38 stunning acres at 19445 Laurel Lane! This meticulously maintained property offers the perfect blend of tranquility and modern living, featuring a charming three-bedroom, two-bathroom home spanning 1,784 sq. ft., built in 2004. As you enter through the custom gate, you'll be greeted by beautifully landscaped grounds adorned with majestic oak trees, creating a serene backdrop for your everyday life. The recently remodeled bathrooms and exquisite flooring throughout the home enhance its warm and inviting atmosphere. Step outside to discover your very own outdoor paradise! Enjoy sunny afternoons by the sparkling swimming pool or host gatherings in the barbecue area, all while taking in the breathtaking views that surround you. The property boasts an array of citrus trees, adding a touch of nature's bounty to your outdoor experience. An enormous detached garage/shop provides ample space for all your hobbies and projects, while the newly added paver circle driveway ensures convenience and elegance as you arrive home. For added versatility, an ADU (Accessory Dwelling Unit) is situated away from the main house, offering privacy for guests or potential rental income. Please note that permits for the ADU are unknown. Whether you're looking for a peaceful retreat or a space for outdoor adventures and camping, this property has it all. Don’t miss your chance to own this incredible slice of paradise! Schedule a showing today and experience the beauty and serenity of 16445 Laurel Lane for yourself!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.75
Remaining Loan Term
27 years, 1 months
Monthly PITI
$7,047.66/mo
Estimated Loan Balance
$1,091,800
Cash to close
$184,110
Interest Paid
$122,447

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 4
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: SepticTank
  • Water Source: Unknown
Pool
  • Has Pool: Yes
  • Pool Features: InGround

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 2004
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Biking, Foothills, Hiking, Mountainous, NearNationalForest, Ravine
HOA
  • Has HOA: No
Location
  • Region: Ramona

Financial Details

  • Price per Sqft: $714.13
  • Tax Annual Amount: $15925
  • On Market Date: 2025-02-22T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $184,110 (14%)
You can enter any amount below - secondary financing will cover the difference if needed.
14%
$

You cover the entire equity of $184,110!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.75% Sellers Rate
$1,089,890
Your Cash$184,110
Total Purchase Price:$1,274,000

Assumed vs Traditional Mortgage

Assumed @ 3.75%
$5,326/mo
Traditional @ 7.5%
$8,057/mo
You save $2,731/month ($32,771/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NDP2501716

Listing From:

Last updated: 2025-04-01T15:23:46.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.75%
7.15%

Principal & Interest

$5,326 /mo
$7,767 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $184,110 (14%)
You can enter any amount below - secondary financing will cover the difference if needed.
14%
$

You cover the entire equity of $184,110!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.75% Sellers Rate
$1,089,890
Your Cash$184,110
Total Purchase Price:$1,274,000

Assumed vs Traditional Mortgage

Assumed @ 3.75%
$5,326/mo
Traditional @ 7.5%
$8,057/mo
You save $2,731/month ($32,771/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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