Laura Jewett

Laura Jewett

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Closed

$814,888

($449,205 down)
FHA

1943 Altura Dr, Concord, CA 94519

3
3
1,765 sqft
PITI Monthly
$2,614.82 /mo

Listing courtesy of: Tiffani Perry, CENTURY 21 Real Estate Alliance

Assumed Rate

3.8%
7.15%

Principal & Interest

$2,082 /mo
$3,017 /mo

What's Special

ENTERTAINMENT
DINING
HARDWOOD FLOORS
FIREPLACE
DECK
MOUNTAIN VIEWS
EFFICIENT

Discover the charm and versatility of this meticulously maintained home. Close proximity to Concord BART station, John Muir Medical Center and Concord Civic Center. A quick walk to Willow Pass Park with an array of activities including pickle ball, batting cages, a fishing pond and Pixie Land Park. Walk along Contra Costa trails that connect to Walnut Creek and Pleasant Hill trails. Take a short walk to social events at Todos Santos Plaza such as Tuesday Farmers Markets, summer concerts and live entertainment. Enjoy remarkable restaurants, popular coffee shops, grocery stores and more. Once you enter the home there is an inviting formal living room with wood burning fireplace and a 3-panel window. Original hardwood floors lead you to the formal dining room perfect for entertaining. Off the dining room the kitchen boasts original oak cabinetry with plenty of space for storage. The kitchen opens up to the family room with views of Mt. Diablo. Separate bedroom off of family room could be perfect as guest bedroom or in-law suite. New high-efficiency water heater, high efficiency furnace, water meter and active/subfloor insulation duct sealed make this an energy efficient home. Backyard offers a beautiful deck with mountain views and fruit trees. You will fall in love with this home.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.8
Remaining Loan Term
21 years, 0 months
Monthly PITI
$2,614.82/mo
Estimated Loan Balance
$480,565
Cash to close
$449,205
Interest Paid
$139,101

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir, NaturalGas
Features
  • Materials: Concrete, WoodSiding
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom, WoodBurning
  • Flooring: Carpet, Laminate, Tile, Wood

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Shingle
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories:
  • Home type: SingleFamilyResidence
  • Architectural Style: Traditional
Materials
  • Concrete, WoodSiding
  • Roof: Shingle
Condition
  • Year Built: 1953
Details
  • Builder:

Community & HOA

Community
  • Subdivision: CONCORD
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Concord

Financial Details

  • Price per Sqft: $461.69
  • Tax Annual Amount: $
  • On Market Date: 2024-10-14T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $449,205 (55%)
You can enter any amount below - secondary financing will cover the difference if needed.
55%
$

You cover the entire equity of $449,205!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.8% Sellers Rate
$365,683
Your Cash:$449,205
Total Purchase Price:$814,888

Assumed vs Traditional Mortgage

Assumed @ 3.8%
$2,082/mo
Traditional @ 7.5%
$3,130/mo
You save $1,048/month ($12,579/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 41075948

Listing From:

Last updated: 2024-11-07T13:14:15.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.8%
7.15%

Principal & Interest

$2,082 /mo
$3,017 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $449,205 (55%)
You can enter any amount below - secondary financing will cover the difference if needed.
55%
$

You cover the entire equity of $449,205!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.8% Sellers Rate
$365,683
Your Cash:$449,205
Total Purchase Price:$814,888

Assumed vs Traditional Mortgage

Assumed @ 3.8%
$2,082/mo
Traditional @ 7.5%
$3,130/mo
You save $1,048/month ($12,579/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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