Laura Jewett

Laura Jewett

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$480,000

($431,209 down)
FHA

19402 Carson Circle NW, Elk River, MN 55330

3
3
2,781 sqft
PITI Monthly
$2,188.73 /mo

Listing courtesy of: , RE/MAX Results

Assumed Rate

2.7%
7.15%

Principal & Interest

$1,412 /mo
$1,895 /mo

What's Special

HARDWOOD FLOORS
SEPARATE SHOWER
PATIO
PRIVATE BACKYARD

Insulated and heated oversized 2 car garage - 50 year shingles, private backyard on cul de sac. Primary bath has separate shower and claw foot tub. Stain glass window over entry, hardwood floors throughout most of main level, laundry off kitchen/newer appliances, upgraded countertops in kitchen, hardwood stair treads, large front porch and large patio in rear. This home has been very well taken care of and shows throughout - you won't be disappointed.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.7
Remaining Loan Term
3 years, 0 months
Monthly PITI
$2,188.73/mo
Estimated Loan Balance
$216,213
Cash to close
$431,209
Interest Paid
$43,317

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Vinyl Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Age Over 8 Years, Architectural Shingle
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Vinyl Siding
  • Roof: Age Over 8 Years, Architectural Shingle
Condition
  • Year Built: 1994
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Hillside Estates 1st Add
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Elk River

Financial Details

  • Price per Sqft: $172.6
  • Tax Annual Amount: $5540
  • On Market Date: 2025-03-20T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $431,209 (90%)
You can enter any amount below - secondary financing will cover the difference if needed.
90%
$

You cover the entire equity of $431,209!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.7% Sellers Rate
$48,791
Your Cash:$431,209
Total Purchase Price:$480,000

Assumed vs Traditional Mortgage

Assumed @ 2.7%
$1,412/mo
Traditional @ 7.5%
$1,939/mo
You save $526/month ($6,314/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6689109

Listing From: northstar

Last updated: 2025-04-02T16:26:04.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.7%
7.15%

Principal & Interest

$1,412 /mo
$1,895 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $431,209 (90%)
You can enter any amount below - secondary financing will cover the difference if needed.
90%
$

You cover the entire equity of $431,209!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.7% Sellers Rate
$48,791
Your Cash:$431,209
Total Purchase Price:$480,000

Assumed vs Traditional Mortgage

Assumed @ 2.7%
$1,412/mo
Traditional @ 7.5%
$1,939/mo
You save $526/month ($6,314/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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