Laura Jewett

Laura Jewett

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Closed

$279,900

($217,902 down)
VA

19361 E SPENCER Street, Black Canyon City, AZ 85324

2
2
1,044 sqft
PITI Monthly
$527.26 /mo

Listing courtesy of: Tamera K Bourne, eXp Realty

Assumed Rate

3.57%
7.15%

Principal & Interest

$336 /mo
$501 /mo

What's Special

PATIO

Come see this incredibly well maintained home. It has a one-year-old heat pump & new roof. Natural gas, evap unit, & water magnetizing system that prevents scale build up on applicances. Huge bedrooms. Enjoy the expansive covered patio, complete w a misting system, bbq grill (which stays) & concrete ramp for accessibility. The backyard, a private retreat, features a sizeable shed w ramp access, surrounded by 6' wood fencing. A huge double rolling gate, adorned w fruit trees - orange, fig, & mulberry. Inside, relish the ez care of new vinyl planking floors and enjoy the convenience of included appliances. The kitchen features a workstation sink, which includes a colander, cutting board and drying rack. Rolling kitchen cart included. You could get a USDA loan for 0 dollars down or VA & FHA!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.57
Remaining Loan Term
21 years, 4 months
Monthly PITI
$527.26/mo
Estimated Loan Balance
$62,450
Cash to close
$217,902
Interest Paid
$20,913

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Refrigeration, Both Refrig & Evap, Programmable Thmstat, Evaporative Cooling, Wall/Window Unit(s), Ceiling Fan(s)
  • Heating: Electric, Natural Gas
Features
  • Materials: Painted, Stucco, Brick, Frame - Wood
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Fire Pit
  • Flooring: Vinyl

Exterior

Fencing
  • Fencing: Chain Link, Wood, Wire
Roof
  • Roof: Composition
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces: 0
Water
  • Sewer: Septic in & Cnctd, Septic Tank
  • Water Source: Pvt Water Company
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family - Detached
  • Architectural Style: Ranch
Materials
  • Painted, Stucco, Brick, Frame - Wood
  • Roof: Composition
Condition
  • Year Built: 1998
Details
  • Builder: unknown

Community & HOA

Community
  • Subdivision: GRACE O ALBINS
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Black Canyon City

Financial Details

  • Price per Sqft: $268.1
  • Tax Annual Amount: $495
  • On Market Date: 2024-07-04T07:17:06.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $217,902 (78%)
You can enter any amount below - secondary financing will cover the difference if needed.
78%
$

You cover the entire equity of $217,902!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.57% Sellers Rate
$61,998
Your Cash:$217,902
Total Purchase Price:$279,900

Assumed vs Traditional Mortgage

Assumed @ 3.57%
$336/mo
Traditional @ 7.5%
$520/mo
You save $184/month ($2,204/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6642814

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2024-04-19T20:49:37.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.57%
7.15%

Principal & Interest

$336 /mo
$501 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $217,902 (78%)
You can enter any amount below - secondary financing will cover the difference if needed.
78%
$

You cover the entire equity of $217,902!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.57% Sellers Rate
$61,998
Your Cash:$217,902
Total Purchase Price:$279,900

Assumed vs Traditional Mortgage

Assumed @ 3.57%
$336/mo
Traditional @ 7.5%
$520/mo
You save $184/month ($2,204/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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