Laura Jewett

Laura Jewett

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Closed

$649,000

($45,862 down)
VA

1934 S Apple Tree Way, San Bernardino, CA 92408

4
3
1,955 sqft
PITI Monthly
$3,616.76 /mo

Listing courtesy of: Rochelle Hockwald, FLYNN REAL ESTATE

Assumed Rate

5.23%
7.15%

Principal & Interest

$3,450 /mo
$4,229 /mo

What's Special

LOCATION
SHOPPING
SPACIOUS
MOVE-IN READY
MODERN
STAINLESS STEEL APPLIANCES
MASTER SUITE
COZY
EFFICIENT
TURNKEY

The property at 1934 S Apple Tree Way in San Bernardino, CA, is a turnkey modern home located in The Enclave community, offering a perfect blend of contemporary design and energy-efficient features. Built in 2022, this 4-bedroom, 3-bathroom home spans 1,955 square feet and is move-in ready for its next owner. The open floor plan features laminate flooring throughout the main living areas, with cozy carpet in the bedrooms for added comfort. The kitchen is a true highlight, showcasing two-tone cabinets—sleek white paired with modern blue—quartz countertops, stainless steel appliances, and porcelain tile flooring, creating a stylish and functional space. Shutters throughout the home add privacy and charm, while the upstairs includes a convenient laundry room and a spacious master suite with an en-suite bathroom. The backyard is perfect for entertaining, complete with a built-in BBQ and a cozy firepit. Additional features include a fully paid-off solar panel system, a brand-new EV car charger in the attached 2-car garage, dual-pane windows, and central air conditioning. As part of The Enclave community, residents enjoy a well-maintained neighborhood with an HOA fee of $129/month, providing a prime location close to schools, shopping, and freeways. This home combines modern amenities, energy savings, and a vibrant community setting, making it an exceptional choice.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
5.23
Remaining Loan Term
27 years, 3 months
Monthly PITI
$3,616.76/mo
Estimated Loan Balance
$608,788
Cash to close
$45,862
Interest Paid
$88,326

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Outside
  • Flooring: Carpet, Laminate

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 2022
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Park, Gated
HOA
  • Has HOA: Yes
  • HOA Name: The Enclave
  • HOA Amenities: Unknown
  • HOA Fee: $129
  • HOA Frequency: $Monthly
Location
  • Region: San Bernardino

Financial Details

  • Price per Sqft: $331.97
  • Tax Annual Amount: $8112.5
  • On Market Date: 2025-01-06T00:00:00.000Z
Inquire about this property

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Apply to Assume

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Savings Calculator

Current cash to close is $45,862 (7%)
You can enter any amount below - secondary financing will cover the difference if needed.
7%
$

You cover the entire equity of $45,862!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.23% Sellers Rate
$603,138
Your Cash$45,862
Total Purchase Price:$649,000

Assumed vs Traditional Mortgage

Assumed @ 5.23%
$3,450/mo
Traditional @ 7.5%
$4,387/mo
You save $937/month ($11,243/year)

*Secondary financing rates are an estimated value based on input

MLS ID: CV25002023

Listing From:

Last updated: 2025-04-03T06:14:42.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

5.23%
7.15%

Principal & Interest

$3,450 /mo
$4,229 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $45,862 (7%)
You can enter any amount below - secondary financing will cover the difference if needed.
7%
$

You cover the entire equity of $45,862!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.23% Sellers Rate
$603,138
Your Cash$45,862
Total Purchase Price:$649,000

Assumed vs Traditional Mortgage

Assumed @ 5.23%
$3,450/mo
Traditional @ 7.5%
$4,387/mo
You save $937/month ($11,243/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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