Laura Jewett

Laura Jewett

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Closed

$479,900

($107,342 down)
FHA

19304 180th Avenue NW, Big Lake, MN 55309

3
3
2,636 sqft
PITI Monthly
$2,406.64 /mo

Listing courtesy of: , Bridge Realty, LLC

Assumed Rate

2.87%
7.15%

Principal & Interest

$1,660 /mo
$2,705 /mo

What's Special

DINING
GRANITE COUNTERTOPS
FIREPLACE
COZY

Stunning move in ready two story on beautiful .83 acre lot. Inviting front porch, opening to two story front foyer with ceramic flooring throughout the kitchen and dining room. Kitchen features granite countertops and new stainless appliances. Cozy gas fireplace in living room and big bright front window. 3 season porch, leads out to fenced in back yard. All new LP smart siding and new roof. Upper level has large primary walk in closet and private updated bathroom. 2 additional bedrooms and 1 full bath, all new carpet. Family room in lower level, with large unfinished storage room. Newer furnace and AC. Anderson windows. Septic new in 2021. Monticello school district. This home is a "must see" don't miss out on.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.87
Remaining Loan Term
26 years, 5 months
Monthly PITI
$2,406.64/mo
Estimated Loan Balance
$378,647
Cash to close
$107,342
Interest Paid
$39,617

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air, Fireplace(s)
Features
  • Materials: Engineered Wood
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Gas, Living Room
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Age 8 Years or Less
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Mound Septic, Private Sewer, Tank with Drainage Field
  • Water Source: Private, Well
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Engineered Wood
  • Roof: Age 8 Years or Less
Condition
  • Year Built: 1993
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Sleepy Hollow South
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Big Lake

Financial Details

  • Price per Sqft: $182.06
  • Tax Annual Amount: $3550
  • On Market Date: 2024-11-07T00:00:00.000Z
Inquire about this property

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Savings Calculator

Current cash to close is $107,342 (22%)
You can enter any amount below - secondary financing will cover the difference if needed.
22%
$

You cover the entire equity of $107,342!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.87% Sellers Rate
$372,558
Your Cash$107,342
Total Purchase Price:$479,900

Assumed vs Traditional Mortgage

Assumed @ 2.87%
$1,660/mo
Traditional @ 7.5%
$2,806/mo
You save $1,145/month ($13,742/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6628538

Listing From: northstar

Last updated: 2025-03-13T19:48:03.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.87%
7.15%

Principal & Interest

$1,660 /mo
$2,705 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $107,342 (22%)
You can enter any amount below - secondary financing will cover the difference if needed.
22%
$

You cover the entire equity of $107,342!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.87% Sellers Rate
$372,558
Your Cash$107,342
Total Purchase Price:$479,900

Assumed vs Traditional Mortgage

Assumed @ 2.87%
$1,660/mo
Traditional @ 7.5%
$2,806/mo
You save $1,145/month ($13,742/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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