Laura Jewett

Laura Jewett

Property SearchContact
primary-1
primary-2primary-3
Active

$630,000

($106,734 down)
VA

1927 Caminito De La Cruz, Chula Vista, CA 91913

2
3
1,400 sqft
PITI Monthly
$3,152.82 /mo

Listing courtesy of: Michelle Tramel, Mission Realty Group

Assumed Rate

2.79%
7.15%

Principal & Interest

$2,330 /mo
$3,835 /mo

What's Special

SPACIOUS
MASTER SUITE
BALCONY

The home you've been waiting for - A gorgeous three-story condo in the delightful Treviana community of Otay Ranch. Stunning wood floors downstairs lead to this open and bright floor plan. Private balcony is perfect for enjoying your morning coffee or relaxing with afternoon tea. Upper level provides a generous bonus loft space. Master suite has dual sinks and spacious walk in closet. Includes OWNED solar, providing you with energy savings and lower utility costs. Conveniently located minutes to the top rated schools: Mater Dei Catholic High, Otay Ranch & Olympian High Schools. Also walking distance to several beautiful community parks, the vibrant Otay Ranch Town Center, and offers easy freeway access.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.79
Remaining Loan Term
26 years, 5 months
Monthly PITI
$3,152.82/mo
Estimated Loan Balance
$525,485
Cash to close
$106,734
Interest Paid
$54,573

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir, NaturalGas
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Partial
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Community

Construction

Type & Style
  • Stories: 3
  • Home type: Condominium
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Unknown
Condition
  • Year Built: 2005
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Chula Vista
  • Features: Pool
HOA
  • Has HOA: Yes
  • HOA Name: Treviana
  • HOA Amenities: Unknown
  • HOA Fee: $323
  • HOA Frequency: $Monthly
Location
  • Region: Chula Vista

Financial Details

  • Price per Sqft: $450
  • Tax Annual Amount: $7875
  • On Market Date: 2025-03-24T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $106,734 (17%)
You can enter any amount below - secondary financing will cover the difference if needed.
17%
$

You cover the entire equity of $106,734!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.79% Sellers Rate
$523,266
Your Cash$106,734
Total Purchase Price:$630,000

Assumed vs Traditional Mortgage

Assumed @ 2.79%
$2,330/mo
Traditional @ 7.5%
$3,978/mo
You save $1,648/month ($19,773/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 250022458SD

Listing From:

Last updated: 2025-03-26T01:31:55.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.79%
7.15%

Principal & Interest

$2,330 /mo
$3,835 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $106,734 (17%)
You can enter any amount below - secondary financing will cover the difference if needed.
17%
$

You cover the entire equity of $106,734!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.79% Sellers Rate
$523,266
Your Cash$106,734
Total Purchase Price:$630,000

Assumed vs Traditional Mortgage

Assumed @ 2.79%
$2,330/mo
Traditional @ 7.5%
$3,978/mo
You save $1,648/month ($19,773/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

Powered By UMe.

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

© is committed to and abides by the Fair Housing Act of Equal Opportunity.