Laura Jewett

Laura Jewett

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Closed

$485,000

($186,615 down)
FHA

1925 21st Avenue, Greeley, CO 80631

5
3
2,754 sqft
PITI Monthly
$1,914.54 /mo

Listing courtesy of: Nicole Clements, eXp Realty LLC

Assumed Rate

2.89%
7.15%

Principal & Interest

$1,347 /mo
$2,188 /mo

What's Special

LOCATION
SERENE
DINING
SPACIOUS
MODERN
FINISHED BASEMENT
MATURE TREES
LANDSCAPED
COZY
NO HOA

THIS HOME HAS AN ASSUMABLE FHA LOAN WITH A LOW INTEREST RATE! No HOA or Metro District! Welcome to your dream home in the heart of Greeley! This stunning 5-bedroom, 3-bathroom house offers a perfect blend of modern updates and classic charm. Situated on a spacious 0.27-acre lot, this one-story brick home boasts a two-car garage, a finished basement, and delightful outdoor amenities. As you step inside, the spacious living room seamlessly flows into the dining room that leads into a bright and cheery kitchen with a window above the sink that overlooks the beautiful backyard. The main level features three generously-sized bedrooms and two full bathrooms, the en-suite primary bathroom has been meticulously updated to provide comfort and convenience. The finished basement offers additional living space with two more bedrooms, one of which is non-conforming, and another full bathroom. But that's not all-discover the home's secret hidden room behind the built-in bookshelves in the basement, a unique feature that adds a touch of mystery and fun to this incredible property. Outside, you'll be greeted by a bright and airy sunroom, perfect for enjoying your morning coffee or relaxing with a good book. You'll also find a beautifully landscaped yard with mature trees providing shade and privacy. Garden enthusiasts will love the raised garden beds and the shed for all your gardening tools and equipment. The expansive backyard is perfect for outdoor gatherings, children's play, or simply enjoying the serene surroundings. Location is everything, and this home does not disappoint. Nestled in a gorgeous neighborhood known for its friendly community and well-maintained homes, you're just a short walk away from the picturesque Glenmere Park. Enjoy leisurely strolls, picnics, or outdoor activities in this beautiful green space. Don't miss out on the opportunity to own this cozy home in one of Greeley's most desirable areas.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.89
Remaining Loan Term
25 years, 8 months
Monthly PITI
$1,914.54/mo
Estimated Loan Balance
$299,637
Cash to close
$186,615
Interest Paid
$38,694

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Brick, Wood Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Basement, Family Room, Living Room
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Brick, Wood Frame
  • Roof: Composition
Condition
  • Year Built: 1960
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Glen Fair Park
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Greeley

Financial Details

  • Price per Sqft: $176.11
  • Tax Annual Amount: $2057
  • On Market Date: 2024-06-12T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $186,615 (38%)
You can enter any amount below - secondary financing will cover the difference if needed.
38%
$

You cover the entire equity of $186,615!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.89% Sellers Rate
$298,385
Your Cash$186,615
Total Purchase Price:$485,000

Assumed vs Traditional Mortgage

Assumed @ 2.89%
$1,347/mo
Traditional @ 7.5%
$2,270/mo
You save $923/month ($11,077/year)

*Secondary financing rates are an estimated value based on input

MLS ID: RECIR1011885

Listing From: recolorado

Last updated: 2024-10-01T00:51:16.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.89%
7.15%

Principal & Interest

$1,347 /mo
$2,188 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $186,615 (38%)
You can enter any amount below - secondary financing will cover the difference if needed.
38%
$

You cover the entire equity of $186,615!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.89% Sellers Rate
$298,385
Your Cash$186,615
Total Purchase Price:$485,000

Assumed vs Traditional Mortgage

Assumed @ 2.89%
$1,347/mo
Traditional @ 7.5%
$2,270/mo
You save $923/month ($11,077/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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