Laura Jewett

Laura Jewett

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Closed

$445,000

($191,041 down)
FHA

1915 Quaker Ridge Court, Stockton, CA 95206

4
2
1,364 sqft
PITI Monthly
$2,262.55 /mo

Listing courtesy of: Leslie Nush, Keller Williams Elite

Assumed Rate

4.53%
7.15%

Principal & Interest

$1,448 /mo
$1,923 /mo

What's Special

SHOPPING
DINING
FIREPLACE
PATIO
COZY

Don’t miss this beautiful 4-bedroom, 2-bath home! Featuring a formal living and dining room with soaring high ceilings, this property offers a cozy family room with a fireplace that flows into an open-concept kitchen—perfect for entertaining. Step outside to your covered patio, complete with fans for those warm summer days, and enjoy a refreshing dip in the above-ground pool. To the right, you’ll find a fenced area ideal for gardening, while the left side features a driveway for your boat or RV, along with a convenient storage shed. Discover your own backyard paradise with lemon and citrus trees! This home is perfectly located for commuters to the Bay Area, with easy access to I-5 and local back roads. You’ll also be close to shopping centers, an elementary school, and a fire station. Recent weatherization upgrades and a new thermostat enhance comfort and efficiency throughout the home. Schedule your visit today to see all this wonderful property has to offer!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.53
Remaining Loan Term
23 years, 5 months
Monthly PITI
$2,262.55/mo
Estimated Loan Balance
$333,796
Cash to close
$191,041
Interest Paid
$80,129

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Gas
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: Yes
  • Pool Features: AboveGround, Private

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1996
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Curbs, Gutters, Park
HOA
  • Has HOA: No
Location
  • Region: Stockton

Financial Details

  • Price per Sqft: $326.25
  • Tax Annual Amount: $5562.5
  • On Market Date: 2024-09-23T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $191,041 (43%)
You can enter any amount below - secondary financing will cover the difference if needed.
43%
$

You cover the entire equity of $191,041!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.53% Sellers Rate
$253,959
Your Cash$191,041
Total Purchase Price:$445,000

Assumed vs Traditional Mortgage

Assumed @ 4.53%
$1,448/mo
Traditional @ 7.5%
$1,995/mo
You save $547/month ($6,564/year)

*Secondary financing rates are an estimated value based on input

MLS ID: MC24197308

Listing From:

Last updated: 2024-11-09T23:41:24.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.53%
7.15%

Principal & Interest

$1,448 /mo
$1,923 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $191,041 (43%)
You can enter any amount below - secondary financing will cover the difference if needed.
43%
$

You cover the entire equity of $191,041!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.53% Sellers Rate
$253,959
Your Cash$191,041
Total Purchase Price:$445,000

Assumed vs Traditional Mortgage

Assumed @ 4.53%
$1,448/mo
Traditional @ 7.5%
$1,995/mo
You save $547/month ($6,564/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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