Laura Jewett

Laura Jewett

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Closed

$409,900

($26,927 down)
FHA

19104 Hoover Street NW, Elk River, MN 55330

4
3
2,189 sqft
PITI Monthly
$2,555.69 /mo

Listing courtesy of: , Realty Group LLC

Assumed Rate

3.07%
7.15%

Principal & Interest

$1,733 /mo
$2,752 /mo

What's Special

LARGE CENTER ISLAND
SERENE
DINING
SPACIOUS
MODERN
LUXURY
WALK-IN CLOSET
DECK
PATIO
SPRINKLER SYSTEM

Welcome home to your 4-bedroom, 3-bath home that’s loaded with style and thoughtful upgrades! From the moment you pull into the driveway, you’ll feel the charm and quality this home has to offer. Enter through the spacious, welcoming foyer and be greeted by an open floor plan perfect for modern living. The kitchen boasts a full appliance package, a large center island, custom cabinetry, and flows seamlessly into a bright dining area that opens to a generous deck—ideal for entertaining or relaxing. The inviting living room, with its dual vaulted ceiling, adds an airy feel to the space. The upper level includes 3 bedrooms and 2 bathrooms, including a serene owner’s suite with a walk-in closet and private 3/4 bath. The fully finished lower level is made for gatherings, featuring a fantastic family room with a dry bar, luxury vinyl plank flooring, and custom wall finishes. A 4th bedroom, an additional 3/4 bath, and a utility/storage room complete this level. Enjoy the comforts of a heated 3-car garage , a storage shed, a patio, and a convenient sprinkler system. This home truly has it all—schedule your tour today to see why this is the perfect fit for your family

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.07
Remaining Loan Term
26 years, 9 months
Monthly PITI
$2,555.69/mo
Estimated Loan Balance
$397,648
Cash to close
$26,927
Interest Paid
$39,305

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Brick/Stone, Shake Siding, Vinyl Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Age 8 Years or Less
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Brick/Stone, Shake Siding, Vinyl Siding
  • Roof: Age 8 Years or Less
Condition
  • Year Built: 2017
Details
  • Builder:

Community & HOA

Community
  • Subdivision: River Park Meadows
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Elk River

Financial Details

  • Price per Sqft: $187.25
  • Tax Annual Amount: $4604
  • On Market Date: 2024-10-31T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $26,927 (7%)
You can enter any amount below - secondary financing will cover the difference if needed.
7%
$

You cover the entire equity of $26,927!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.07% Sellers Rate
$382,973
Your Cash$26,927
Total Purchase Price:$409,900

Assumed vs Traditional Mortgage

Assumed @ 3.07%
$1,733/mo
Traditional @ 7.5%
$2,855/mo
You save $1,121/month ($13,456/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6625369

Listing From: northstar

Last updated: 2025-03-01T15:42:03.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.07%
7.15%

Principal & Interest

$1,733 /mo
$2,752 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $26,927 (7%)
You can enter any amount below - secondary financing will cover the difference if needed.
7%
$

You cover the entire equity of $26,927!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.07% Sellers Rate
$382,973
Your Cash$26,927
Total Purchase Price:$409,900

Assumed vs Traditional Mortgage

Assumed @ 3.07%
$1,733/mo
Traditional @ 7.5%
$2,855/mo
You save $1,121/month ($13,456/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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