Laura Jewett

Laura Jewett

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Closed

$310,000

($206,335 down)
FHA

1904 Oscar Avenue, Bakersfield, CA 93304

3
2
1,160 sqft
PITI Monthly
$817.34 /mo

Listing courtesy of: Fernando Contreras, Sierra Central Real Estate

Assumed Rate

3.69%
7.15%

Principal & Interest

$578 /mo
$850 /mo

What's Special

SPACIOUS
PLAYGROUND

Come take a look at this centrally located 3 bedroom home on a spacious lot. This home shows well and has many updates like flooring and paint. The spacious back yard is great for family gatherings and BBQ's. If you need to be near store, this one is it! It's a two minute drive to Vallarta Market, Walgreens, Dollar General, Food Co. Auto Zone, El Pollo Loco, & El Puesto restaurant. It's also a 6 minute drive to the Valley Plaza Mall & the movie theater. It's near parks, schools, and playgrounds. Need even more? We'll it's also a 5 minute drive to Valley Plaza mall! Come take a look before it is gone. It is priced to sell quickly. The seller will consider paying off the solar so you get a free system.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.69
Remaining Loan Term
21 years, 2 months
Monthly PITI
$817.34/mo
Estimated Loan Balance
$106,106
Cash to close
$206,335
Interest Paid
$37,344

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1962
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Suburban
HOA
  • Has HOA: No
Location
  • Region: Bakersfield

Financial Details

  • Price per Sqft: $267.24
  • Tax Annual Amount: $
  • On Market Date: 2024-08-09T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $206,335 (67%)
You can enter any amount below - secondary financing will cover the difference if needed.
67%
$

You cover the entire equity of $206,335!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.69% Sellers Rate
$103,665
Your Cash:$206,335
Total Purchase Price:$310,000

Assumed vs Traditional Mortgage

Assumed @ 3.69%
$578/mo
Traditional @ 7.5%
$881/mo
You save $303/month ($3,636/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SR24165202

Listing From:

Last updated: 2024-10-02T22:48:52.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.69%
7.15%

Principal & Interest

$578 /mo
$850 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $206,335 (67%)
You can enter any amount below - secondary financing will cover the difference if needed.
67%
$

You cover the entire equity of $206,335!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.69% Sellers Rate
$103,665
Your Cash:$206,335
Total Purchase Price:$310,000

Assumed vs Traditional Mortgage

Assumed @ 3.69%
$578/mo
Traditional @ 7.5%
$881/mo
You save $303/month ($3,636/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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