Laura Jewett

Laura Jewett

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Pending

$999,000

($420,934 down)
VA

1904 Grove Rd, El Cajon, CA 92020

4
2
2,207 sqft
PITI Monthly
$3,864.37 /mo

Listing courtesy of: Jack Aleesha, Coldwell Banker West

Assumed Rate

2.77%
7.15%

Principal & Interest

$2,607 /mo
$4,302 /mo

What's Special

SHOPPING
DINING
LANDSCAPED

Welcome to your dream home in the desirable community of El Cajon, CA! This stunning 4-bedroom, 2-bathroom single-family residence offers 2,207sq. ft. of living space. Come tap in to a Spanish Style home , great for entertaining. Step into a world of warmth and comfort as you enter the open-concept living space, perfect for creating lasting memories with loved ones. Embrace the tranquility of the landscaped backyard oasis, your own private retreat after a long day. With top-notch schools and amenities just a stone’s throw away, this home offers the ideal blend of suburban living and urban accessibility. Your dream home awaits! Conveniently located near excellent schools, shopping, and dining options. Do not miss out on this fantastic opportunity! NO-HOA

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.77
Remaining Loan Term
25 years, 11 months
Monthly PITI
$3,864.37/mo
Estimated Loan Balance
$583,128
Cash to close
$420,934
Interest Paid
$68,846

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1974
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Suburban
HOA
  • Has HOA: No
Location
  • Region: El Cajon

Financial Details

  • Price per Sqft: $452.65
  • Tax Annual Amount: $12487.5
  • On Market Date: 2025-03-12T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $420,934 (42%)
You can enter any amount below - secondary financing will cover the difference if needed.
42%
$

You cover the entire equity of $420,934!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.77% Sellers Rate
$578,066
Your Cash$420,934
Total Purchase Price:$999,000

Assumed vs Traditional Mortgage

Assumed @ 2.77%
$2,607/mo
Traditional @ 7.5%
$4,463/mo
You save $1,855/month ($22,265/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PTP2501795

Listing From:

Last updated: 2025-03-27T21:56:28.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.77%
7.15%

Principal & Interest

$2,607 /mo
$4,302 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $420,934 (42%)
You can enter any amount below - secondary financing will cover the difference if needed.
42%
$

You cover the entire equity of $420,934!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.77% Sellers Rate
$578,066
Your Cash$420,934
Total Purchase Price:$999,000

Assumed vs Traditional Mortgage

Assumed @ 2.77%
$2,607/mo
Traditional @ 7.5%
$4,463/mo
You save $1,855/month ($22,265/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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