Laura Jewett

Laura Jewett

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$205,000

($42,839 down)
FHA

18 17th Avenue N, Saint Cloud, MN 56303

3
1
1,186 sqft
PITI Monthly
$1,310.83 /mo

Listing courtesy of: , RE/MAX Results

Assumed Rate

4.98%
7.15%

Principal & Interest

$905 /mo
$1,141 /mo

What's Special

ENTERTAINMENT
HARDWOOD FLOORS
CHARMING
COZY

Nestled in a charming St. Cloud neighborhood, this delightful residence is perfect for families or first-time buyers looking for space, comfort, and convenience. Boasting a fantastic open floor plan that creates a seamless flow through the main living areas, this house features stunning hardwood floors that add warmth and character to every corner. Upstairs, three cozy bedrooms offer a private retreat for relaxation and restful nights. The oversized lot provides ample room for outdoor activities and gatherings, while the large 2-stall garage ensures your vehicles are sheltered and storage needs are met. You'll love the proximity to the vibrant downtown area, with its array of shops, restaurants, and entertainment options. This home blends suburban tranquility with urban accessibility, making it an ideal choice for those seeking a balanced lifestyle. Don't miss the chance to make this inviting house your family's new home.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.98
Remaining Loan Term
27 years, 3 months
Monthly PITI
$1,310.83/mo
Estimated Loan Balance
$173,480
Cash to close
$42,839
Interest Paid
$22,663

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 1
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Wood Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: None
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Wood Siding
  • Roof: Unknown
Condition
  • Year Built: 1919
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Saint Cloud

Financial Details

  • Price per Sqft: $172.85
  • Tax Annual Amount: $1640
  • On Market Date: 2025-01-21T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $42,839 (21%)
You can enter any amount below - secondary financing will cover the difference if needed.
21%
$

You cover the entire equity of $42,839!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.98% Sellers Rate
$162,161
Your Cash$42,839
Total Purchase Price:$205,000

Assumed vs Traditional Mortgage

Assumed @ 4.98%
$905/mo
Traditional @ 7.5%
$1,183/mo
You save $279/month ($3,344/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6652229

Listing From: northstar

Last updated: 2025-03-30T17:13:03.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.98%
7.15%

Principal & Interest

$905 /mo
$1,141 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $42,839 (21%)
You can enter any amount below - secondary financing will cover the difference if needed.
21%
$

You cover the entire equity of $42,839!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.98% Sellers Rate
$162,161
Your Cash$42,839
Total Purchase Price:$205,000

Assumed vs Traditional Mortgage

Assumed @ 4.98%
$905/mo
Traditional @ 7.5%
$1,183/mo
You save $279/month ($3,344/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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