Laura Jewett

Laura Jewett

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Pending

$535,000

($108,126 down)
FHA

18862 14th Street, Bloomington, CA 92316

3
1
967 sqft
PITI Monthly
$3,620.17 /mo

Listing courtesy of: RYAN MEDINA, EXCELLENCE RE REAL ESTATE

Assumed Rate

6.27%
7.15%

Principal & Interest

$2,696 /mo
$2,951 /mo

What's Special

REMODELED
RENTAL INCOME
SECOND HOME

Beautiful move in ready, starter home with a HUGE lot that is perfect for your family. Home was completely remodeled almost 2 years ago. This home offers 3 bedrooms 2 baths for that perfect family. The kitchen has been beautifully remodeled and upgraded along with the flooring throughout the home.Dont forget there is Central Air Conditioning and Heat that is also newer. Fresh newer landscape with new baby palms with a huge lighted yard for the kids to run in. Additionally there is a retreat area for parents to relax and watch the kids play. Included is a small pen area for goats, chickens etc. Plenty of room for RV,Toy Hauler or trailer parking and huge potential for a ADU accessory dwelling unit to build a second home on the lot. You can use it for inlaws or rental income towards your payment. Check with city planning for more details. This is an incredible opportunity to move right in and no work!!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.27
Remaining Loan Term
27 years, 11 months
Monthly PITI
$3,620.17/mo
Estimated Loan Balance
$427,337
Cash to close
$108,126
Interest Paid
$56,401

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 1
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: SepticTypeUnknown
  • Water Source: SeeRemarks
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1955
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Bloomington

Financial Details

  • Price per Sqft: $553.26
  • Tax Annual Amount: $6687.5
  • On Market Date: 2025-02-19T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $108,126 (20%)
You can enter any amount below - secondary financing will cover the difference if needed.
20%
$

You cover the entire equity of $108,126!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.27% Sellers Rate
$426,874
Your Cash$108,126
Total Purchase Price:$535,000

Assumed vs Traditional Mortgage

Assumed @ 6.27%
$2,696/mo
Traditional @ 7.5%
$3,061/mo
You save $365/month ($4,382/year)

*Secondary financing rates are an estimated value based on input

MLS ID: IV25037444

Listing From:

Last updated: 2025-03-03T02:01:00.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.27%
7.15%

Principal & Interest

$2,696 /mo
$2,951 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $108,126 (20%)
You can enter any amount below - secondary financing will cover the difference if needed.
20%
$

You cover the entire equity of $108,126!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.27% Sellers Rate
$426,874
Your Cash$108,126
Total Purchase Price:$535,000

Assumed vs Traditional Mortgage

Assumed @ 6.27%
$2,696/mo
Traditional @ 7.5%
$3,061/mo
You save $365/month ($4,382/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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