Laura Jewett

Laura Jewett

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Closed

$845,000

($305,089 down)
FHA

1880 Ribera Drive, Oxnard, CA 93030

4
3
2,419 sqft
PITI Monthly
$3,058.68 /mo

Listing courtesy of: Lissette Carretero, JohnHart Real Estate

Assumed Rate

2.83%
7.15%

Principal & Interest

$2,426 /mo
$3,971 /mo

What's Special

LOCATION
MINUTES AWAY
SHOPPING
SPACIOUS
MOVE-IN READY
MODERN
COZY
NO HOA

Welcome to this move-in ready home in North Oxnard, perfect for those seeking space, comfort, and convenience with no HOA. This gem features 4 bedrooms and 3 full bathrooms, including a highly desirable first-floor bedroom and full bath, ideal for guests or multi-generational living.Step inside to find a spacious, open layout designed to accommodate the needs of a growing family. Recent upgrades, such as a new AC system, beautiful plantation shutters throughout, and updated flooring, add a fresh, modern feel to the home. The bright kitchen flows effortlessly into a cozy living area, creating a warm and inviting space for family gatherings and entertaining.Outside, the backyard is perfectly sized for indoor-outdoor living, offering a private retreat with just the right amount of space for relaxation and gatherings. The tandem, 3-car garage provides additional convenience, with ample space for vehicles, storage, or a potential home gym setup.Located in a sought-after North Oxnard neighborhood, this home offers easy access to the 101 freeway, nearby schools, parks, shopping centers, financial institutions, and the local hospital, putting everything you need just minutes away.This home truly has it all--comfort, style, and a prime location. Schedule your visit today to experience it for yourself!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.83
Remaining Loan Term
26 years, 0 months
Monthly PITI
$3,058.68/mo
Estimated Loan Balance
$708,583
Cash to close
$305,089
Interest Paid
$63,697

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom
  • Flooring: Laminate

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories:
  • Home type: Condominium
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 2001
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Oxnard

Financial Details

  • Price per Sqft: $349.32
  • Tax Annual Amount: $
  • On Market Date: 2024-11-07T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $305,089 (36%)
You can enter any amount below - secondary financing will cover the difference if needed.
36%
$

You cover the entire equity of $305,089!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.83% Sellers Rate
$539,911
Your Cash$305,089
Total Purchase Price:$845,000

Assumed vs Traditional Mortgage

Assumed @ 2.83%
$2,426/mo
Traditional @ 7.5%
$4,120/mo
You save $1,694/month ($20,328/year)

*Secondary financing rates are an estimated value based on input

MLS ID: V1-26602

Listing From:

Last updated: 2024-12-06T21:27:17.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.83%
7.15%

Principal & Interest

$2,426 /mo
$3,971 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $305,089 (36%)
You can enter any amount below - secondary financing will cover the difference if needed.
36%
$

You cover the entire equity of $305,089!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.83% Sellers Rate
$539,911
Your Cash$305,089
Total Purchase Price:$845,000

Assumed vs Traditional Mortgage

Assumed @ 2.83%
$2,426/mo
Traditional @ 7.5%
$4,120/mo
You save $1,694/month ($20,328/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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