Laura Jewett

Laura Jewett

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Closed

$439,900

($304,347 down)
VA

1870 141st Avenue, Clear Lake, MN 55319

5
4
1,848 sqft
PITI Monthly
$1,413.97 /mo

Listing courtesy of: , Keller Williams Classic Rlty NW

Assumed Rate

4.3%
7.15%

Principal & Interest

$960 /mo
$1,311 /mo

What's Special

DECK
PATIO
PLAYGROUND

Very Unique Property with 5 Acres, in-ground pool, large detached garage and a GUEST HOUSE or Mother-in-law house. Main house is 4Bdr/2Ba with an open floor plan and vaulted ceiling. Large deck, paved driveway with 2 car attached garage. The property features a GUEST HOUSE/Mother-in-law house. It's a studio style home with bedroom, full kitchen, living room, full bath with garden tub and a 1/4 bath with stool only in the attached garage. Also has its own W/D hook ups. The property has an addition 24x28 detached garage with a storage loft. The backyard is an oasis with a large fenced area housing a beautiful inground swimming pool, patio and tiki-bar/pool shed. The 5 acres consists of approx 3 acres of mature, beautiful white pines providing an abundance of privacy. The remaining 2 acres is nicely groomed yard with firepit, volleyball court, playground and a walking path around the entire property. Located in desirable Becker School District. 20 Minutes to St. Cloud, 1 hour to MSP. No other property like it! Owner is Listing Agent.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
4.3
Remaining Loan Term
15 years, 9 months
Monthly PITI
$1,413.97/mo
Estimated Loan Balance
$266,026
Cash to close
$304,347
Interest Paid
$101,862

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 4
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Metal Siding, Vinyl Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Gas
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Partial, Wood
Roof
  • Roof: Age 8 Years or Less
Parking
  • Garage: Yes
  • Garage Spaces: 5
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Septic System Compliant - Yes, Tank with Drainage Field
  • Water Source: Private, Well
Pool
  • Has Pool: No
  • Pool Features: Below Ground, Heated, Outdoor Pool

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Metal Siding, Vinyl Siding
  • Roof: Age 8 Years or Less
Condition
  • Year Built: 1999
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Clear Lake

Financial Details

  • Price per Sqft: $238.04
  • Tax Annual Amount: $3442
  • On Market Date: 2024-08-19T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $304,347 (69%)
You can enter any amount below - secondary financing will cover the difference if needed.
69%
$

You cover the entire equity of $304,347!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.3% Sellers Rate
$135,553
Your Cash:$304,347
Total Purchase Price:$439,900

Assumed vs Traditional Mortgage

Assumed @ 4.3%
$960/mo
Traditional @ 7.5%
$1,360/mo
You save $399/month ($4,791/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6589081

Listing From: northstar

Last updated: 2025-01-31T17:07:02.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.3%
7.15%

Principal & Interest

$960 /mo
$1,311 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $304,347 (69%)
You can enter any amount below - secondary financing will cover the difference if needed.
69%
$

You cover the entire equity of $304,347!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.3% Sellers Rate
$135,553
Your Cash:$304,347
Total Purchase Price:$439,900

Assumed vs Traditional Mortgage

Assumed @ 4.3%
$960/mo
Traditional @ 7.5%
$1,360/mo
You save $399/month ($4,791/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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