Laura Jewett

Laura Jewett

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Closed

$875,000

($134,287 down)
VA

1869 Red Willow Way, Oceanside, CA 92056

3
3
2,193 sqft
PITI Monthly
$6,066.42 /mo

Listing courtesy of: Priscilla Hart, Goat & Dime

Assumed Rate

6.91%
7.15%

Principal & Interest

$4,939 /mo
$5,060 /mo

What's Special

OPEN CONCEPT
SPACIOUS
MODERN
STAINLESS STEEL APPLIANCES
SOAKING TUB
DECK
COMMUNITY POOL
MOUNTAIN VIEWS
EFFICIENT

Welcome to Melrose Heights in the heart of Oceanside! This brand new community provides homeowners with generous amenities such as parks, a community pool, tot lot, and is close to all the best Oceanside has to offer. Imagine weekends strolling Oceanside Pier, art walks, farmer’s markets and seasonal community events. You’ll find this friendly community is filled with families, dog lovers, and dedicated professionals who all share a common love of the Southern California Coastal Lifestyle. As you enter the first level of the home you’ll walk into a beautiful great room with an open floor plan filled with natural light from the abundance of windows throughout the living space. Experience your personal Culinary Retreat in your modern open concept kitchen with contemporary led lighting, premium smart Samsung stainless steel appliances, white quartz countertops and a large island for you to enjoy gathering with friends and family. Smart energy efficient home equipped with robust EERO wifi boosters, Honeywell wifi programmable thermostat, and EV charger in the attached two car garage. Enjoy a luxurious primary suite with matte finish cultured marble countertops, walk in shower, an oversized soaking tub, and a 19 foot walk in closet. Ideal layout for all secondary bedrooms with no direct adjoining walls to the primary suite. Dedicated laundry area with ample storage space and smart Samsung appliances. The final noteworthy feature of this beautiful townhome includes a spacious loft on the third level opening to your very own private rooftop deck with incredible panoramic mountain views and phenomenal sunsets. Your Southern California Coastal lifestyle awaits!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
6.91
Remaining Loan Term
28 years, 6 months
Monthly PITI
$6,066.42/mo
Estimated Loan Balance
$1,397,010
Cash to close
$134,287
Interest Paid
$77,079

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir, Dual
  • Heating: Electric, Solar
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Vinyl

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Community, Fenced, Heated, InGround, Association

Construction

Type & Style
  • Stories: 3
  • Home type: Townhouse
  • Architectural Style: Modern, PatioHome
Materials
  • Stucco
  • Roof: Unknown
Condition
  • Year Built: 2023
Details
  • Builder: Trumark Homes

Community & HOA

Community
  • Subdivision: Oceanside
  • Features: Biking, Curbs, DogPark, Gutters, Mountainous, StormDrains, StreetLights, Suburban, Sidewalks, Park, Pool
HOA
  • Has HOA: Yes
  • HOA Name: Melrose Heights
  • HOA Amenities: Unknown
  • HOA Fee: $200
  • HOA Frequency: $Monthly
Location
  • Region: Oceanside

Financial Details

  • Price per Sqft: $399
  • Tax Annual Amount: $10937.5
  • On Market Date: 2024-10-22T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $134,287 (15%)
You can enter any amount below - secondary financing will cover the difference if needed.
15%
$

You cover the entire equity of $134,287!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.91% Sellers Rate
$740,713
Your Cash$134,287
Total Purchase Price:$875,000

Assumed vs Traditional Mortgage

Assumed @ 6.91%
$4,939/mo
Traditional @ 7.5%
$5,248/mo
You save $310/month ($3,714/year)

*Secondary financing rates are an estimated value based on input

MLS ID: ND24218587

Listing From:

Last updated: 2025-01-14T02:06:02.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.91%
7.15%

Principal & Interest

$4,939 /mo
$5,060 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $134,287 (15%)
You can enter any amount below - secondary financing will cover the difference if needed.
15%
$

You cover the entire equity of $134,287!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.91% Sellers Rate
$740,713
Your Cash$134,287
Total Purchase Price:$875,000

Assumed vs Traditional Mortgage

Assumed @ 6.91%
$4,939/mo
Traditional @ 7.5%
$5,248/mo
You save $310/month ($3,714/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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