Laura Jewett

Laura Jewett

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Closed

$899,000

($343,813 down)
VA

1869 Centennial Way, Escondido, CA 92026

5
3
2,329 sqft
PITI Monthly
$3,173.07 /mo

Listing courtesy of: Michel Goldstein, eXp Realty of California, Inc.

Assumed Rate

3.99%
7.15%

Principal & Interest

$2,956 /mo
$4,188 /mo

What's Special

LOCATION
SHOPPING
DINING
SPACIOUS
FIREPLACE
WALK-IN CLOSET
SOAKING TUB
SEPARATE SHOWER
PATIO
PRIVATE BACKYARD
COZY
SOLAR PANELS

Welcome to this 5-bedroom, 3-bathroom home in the desirable Kent Ranch community! Enter to soaring ceilings in the living room, creating a grand and welcoming atmosphere. The open kitchen flows into a spacious family room with a cozy fireplace. The primary suite offers a walk-in closet with organizers and an en-suite bathroom with a soaking tub, dual sinks, and separate shower. Enjoy a private backyard with a covered patio and low-maintenance turf lawn, perfect for relaxation and entertaining. Solar panels add energy efficiency, and a 3-car garage provides ample storage. Conveniently located near parks, dining, shopping, and top-rated schools, this home combines style, convenience, and functionality in a sought-after location.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.99
Remaining Loan Term
24 years, 3 months
Monthly PITI
$3,173.07/mo
Estimated Loan Balance
$595,438
Cash to close
$343,813
Interest Paid
$134,715

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir, NaturalGas
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Wood
Roof
  • Roof: SpanishTile
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: SpanishTile
Condition
  • Year Built: 1996
Details
  • Builder:

Community & HOA

Community
  • Subdivision: North Escondido
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: Kent Ranch
  • HOA Amenities: Unknown
  • HOA Fee: $95
  • HOA Frequency: $Monthly
Location
  • Region: Escondido

Financial Details

  • Price per Sqft: $386
  • Tax Annual Amount: $
  • On Market Date: 2024-11-08T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $343,813 (38%)
You can enter any amount below - secondary financing will cover the difference if needed.
38%
$

You cover the entire equity of $343,813!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.99% Sellers Rate
$555,187
Your Cash$343,813
Total Purchase Price:$899,000

Assumed vs Traditional Mortgage

Assumed @ 3.99%
$2,956/mo
Traditional @ 7.5%
$4,344/mo
You save $1,387/month ($16,647/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 240026408SD

Listing From:

Last updated: 2024-12-13T19:14:26.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.99%
7.15%

Principal & Interest

$2,956 /mo
$4,188 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $343,813 (38%)
You can enter any amount below - secondary financing will cover the difference if needed.
38%
$

You cover the entire equity of $343,813!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.99% Sellers Rate
$555,187
Your Cash$343,813
Total Purchase Price:$899,000

Assumed vs Traditional Mortgage

Assumed @ 3.99%
$2,956/mo
Traditional @ 7.5%
$4,344/mo
You save $1,387/month ($16,647/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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