Laura Jewett

Laura Jewett

Property SearchContact
primary-1
primary-2primary-3
Pending

$849,900

($84,458 down)
VA

1863 Montage Ave, Chula Vista, CA 91915

4
4
2,037 sqft
PITI Monthly
$5,738.36 /mo

Listing courtesy of: Tamara Markey-Truax, Redfin

Assumed Rate

5.84%
7.15%

Principal & Interest

$4,626 /mo
$5,302 /mo

What's Special

LOCATION
DINING
SPACIOUS
MODERN
LUXURY
STAINLESS STEEL APPLIANCES
WALK-IN CLOSET
SOAKING TUB
PLAYGROUND

BEST LOCATION IN COMPLEX! Experience the best of urban living in the vibrant Millenia community, where parks, promenades, shops, dining, and more are just steps away! This stunning west-facing 4-bed, 3.5-bath CORNER tri-level rowhome with views to open space. The first floor features a full bedroom and bath, perfect for guests or multi-gen living. Inside, enjoy luxury vinyl plank flooring, designer light fixtures, and an open-concept living space filled with natural light. The chef’s kitchen boasts a large island, sleek white cabinetry, quartz countertops, custom backsplash, and stainless steel appliances. Upstairs, the primary suite impresses with a spacious walk-in closet and a spa-like en-suite featuring a soaking tub and dual vanity. Additional highlights include an in-unit laundry, a finished 2-car garage with epoxy flooring, an EV charging outlet, and PAID SOLAR for energy efficiency. Resort-style amenities include a sparkling pool, spa, and playgrounds. Located just across from Otay Ranch Town Center, with exciting restaurants, plus easy access to Otay Lake and scenic trails—this is modern living at its finest!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
5.84
Remaining Loan Term
28 years, 0 months
Monthly PITI
$5,738.36/mo
Estimated Loan Balance
$766,339
Cash to close
$84,458
Interest Paid
$90,566

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 4
Cooling & Heating
  • Cooling: CentralAir, Gas
  • Heating: ForcedAir, NaturalGas
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: None
Roof
  • Roof: CommonRoof
Parking
  • Garage: Yes
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Community, Association

Construction

Type & Style
  • Stories: 3
  • Home type: Townhouse
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: CommonRoof
Condition
  • Year Built: 2021
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Chula Vista
  • Features: Pool
HOA
  • Has HOA: Yes
  • HOA Name: Millenia
  • HOA Amenities: Unknown
  • HOA Fee: $356
  • HOA Frequency: $Monthly
Location
  • Region: Chula Vista

Financial Details

  • Price per Sqft: $417.23
  • Tax Annual Amount: $10623.8
  • On Market Date: 2025-02-14T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $84,458 (10%)
You can enter any amount below - secondary financing will cover the difference if needed.
10%
$

You cover the entire equity of $84,458!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.84% Sellers Rate
$765,442
Your Cash$84,458
Total Purchase Price:$849,900

Assumed vs Traditional Mortgage

Assumed @ 5.84%
$4,626/mo
Traditional @ 7.5%
$5,500/mo
You save $874/month ($10,483/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 250018648SD

Listing From:

Last updated: 2025-03-30T23:54:10.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

5.84%
7.15%

Principal & Interest

$4,626 /mo
$5,302 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $84,458 (10%)
You can enter any amount below - secondary financing will cover the difference if needed.
10%
$

You cover the entire equity of $84,458!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.84% Sellers Rate
$765,442
Your Cash$84,458
Total Purchase Price:$849,900

Assumed vs Traditional Mortgage

Assumed @ 5.84%
$4,626/mo
Traditional @ 7.5%
$5,500/mo
You save $874/month ($10,483/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

Powered By UMe.

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

© is committed to and abides by the Fair Housing Act of Equal Opportunity.