Laura Jewett

Laura Jewett

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Closed

$595,000

($166,351 down)
FHA

185 Garden Air Court, Calimesa, CA 92320

5
3
2,537 sqft
PITI Monthly
$2,393.84 /mo

Listing courtesy of: Hillary Budd, Century 21 Masters

Assumed Rate

2.74%
7.15%

Principal & Interest

$1,898 /mo
$3,143 /mo

What's Special

GATED COMMUNITY
OPEN CONCEPT
SPACIOUS
CLUBHOUSE
WALKING TRAILS

**ASSUMABLE LOAN** Welcome to Mesa Pointe at JP Ranch Community. This beautiful 5 bedroom and 3 bath home has a downstairs master and guest room and the additional 3 bedrooms are upstairs. This home is designed for entertaining friends and family with an open concept kitchen, great room, and spacious loft area located on the second floor. Home located in the heart of Calimesa in a gated community with spectacular features including clubhouse, park, barbeque area, basketball courts, pool, spas, dog park, walking trails and more. UPGRADED BACKYARD DESERT THEME AS OF 9/14/2024.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.74
Remaining Loan Term
25 years, 11 months
Monthly PITI
$2,393.84/mo
Estimated Loan Balance
$436,577
Cash to close
$166,351
Interest Paid
$49,747

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir, HighEfficiency
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Decorative
  • Flooring: Carpet, Vinyl

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Association

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Spanish
Materials
  • Unknown
  • Roof: Tile
Condition
  • Year Built: 2020
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Park
HOA
  • Has HOA: Yes
  • HOA Name: JP Ranch Homeowners Association
  • HOA Amenities: Unknown
  • HOA Fee: $203
  • HOA Frequency: $Monthly
Location
  • Region: Calimesa

Financial Details

  • Price per Sqft: $234.53
  • Tax Annual Amount: $
  • On Market Date: 2024-05-14T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $166,351 (28%)
You can enter any amount below - secondary financing will cover the difference if needed.
28%
$

You cover the entire equity of $166,351!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.74% Sellers Rate
$428,649
Your Cash$166,351
Total Purchase Price:$595,000

Assumed vs Traditional Mortgage

Assumed @ 2.74%
$1,898/mo
Traditional @ 7.5%
$3,261/mo
You save $1,363/month ($16,356/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SW24095578

Listing From:

Last updated: 2024-11-23T03:00:50.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.74%
7.15%

Principal & Interest

$1,898 /mo
$3,143 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $166,351 (28%)
You can enter any amount below - secondary financing will cover the difference if needed.
28%
$

You cover the entire equity of $166,351!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.74% Sellers Rate
$428,649
Your Cash$166,351
Total Purchase Price:$595,000

Assumed vs Traditional Mortgage

Assumed @ 2.74%
$1,898/mo
Traditional @ 7.5%
$3,261/mo
You save $1,363/month ($16,356/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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