Laura Jewett

Laura Jewett

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Closed

$725,000

($285,796 down)
VA

1853 Garfield Avenue, Louisville, CO 80027

3
1
1,210 sqft
PITI Monthly
$2,504.99 /mo

Listing courtesy of: Lex Campaldini, Redfin Corporation

Assumed Rate

2.81%
7.15%

Principal & Interest

$1,960 /mo
$3,218 /mo

What's Special

REMODELED
SPACIOUS
MODERN
STAINLESS STEEL APPLIANCES
WALK-IN CLOSET
PRIVATE BACKYARD
CHARMING
COZY

Tastefully updated ranch home in Louisville North! This charming residence shares a border with just one neighbor and is directly adjacent to Centennial Park. Meticulously remodeled in 2018, it boasts abundant natural light and stunning hardwood flooring throughout. The cozy, modern kitchen and living area feature recessed lighting and a high-end kitchen remodel, complete with Bosch stainless steel appliances, quartz countertops, and sleek modern cabinets. Enjoy year-round relaxation in the tiled four-season sunroom, equipped with HVAC, which opens to an expansive backyard adorned with aspens, pines, oaks, and a charming terraced garden. The private backyard also includes a raised garden bed, perfect for your green thumb. Inside, you'll find three comfortable bedrooms, and a well-appointed bathroom. The primary bedroom features a spacious walk-in closet, while a delightful "tree fort" on the side of the house serves as a perfect reading nook. With easy access to downtown Louisville and connections to the extensive North Open Space trail system, this home offers both tranquility and convenience. Recent updates include a new AC unit in 2023, along with new fencing, landscaping, and irrigation. Don’t miss the opportunity to make this thoughtfully transformed home your own.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.81
Remaining Loan Term
26 years, 0 months
Monthly PITI
$2,504.99/mo
Estimated Loan Balance
$443,830
Cash to close
$285,796
Interest Paid
$51,238

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 1
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air, Natural Gas
Features
  • Materials: Frame, Vinyl Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Carpet, Wood

Exterior

Fencing
  • Fencing: Partial
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Frame, Vinyl Siding
  • Roof: Composition
Condition
  • Year Built: 1975
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Louisville North
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Louisville

Financial Details

  • Price per Sqft: $599.17
  • Tax Annual Amount: $3938
  • On Market Date: 2024-10-02T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $285,796 (39%)
You can enter any amount below - secondary financing will cover the difference if needed.
39%
$

You cover the entire equity of $285,796!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.81% Sellers Rate
$439,204
Your Cash$285,796
Total Purchase Price:$725,000

Assumed vs Traditional Mortgage

Assumed @ 2.81%
$1,960/mo
Traditional @ 7.5%
$3,338/mo
You save $1,378/month ($16,532/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC2094675

Listing From: recolorado

Last updated: 2024-10-16T20:31:17.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.81%
7.15%

Principal & Interest

$1,960 /mo
$3,218 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $285,796 (39%)
You can enter any amount below - secondary financing will cover the difference if needed.
39%
$

You cover the entire equity of $285,796!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.81% Sellers Rate
$439,204
Your Cash$285,796
Total Purchase Price:$725,000

Assumed vs Traditional Mortgage

Assumed @ 2.81%
$1,960/mo
Traditional @ 7.5%
$3,338/mo
You save $1,378/month ($16,532/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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