Laura Jewett

Laura Jewett

Property SearchContact
primary-1
primary-2primary-3
Active

$424,900

($147,663 down)
FHA

184 S 2nd Avenue, Deer Trail, CO 80105

3
3
1,432 sqft
PITI Monthly
$1,778.91 /mo

Listing courtesy of: Regina Moore, Key Realty Partners Llc

Assumed Rate

2.77%
7.15%

Principal & Interest

$1,256 /mo
$2,072 /mo

What's Special

DINING
SPACIOUS
MODERN
LUXURY
GRANITE COUNTERTOPS
FINISHED BASEMENT
SPRINKLER SYSTEM
CUL-DE-SAC
CHARMING

Peaceful, on a quiet cul-de-sac, this former Bijou Creek model home offers the perfect mix of rural charm and moderncomfort-just an hour from Denver! Thoughtfully designed with warm, inviting spaces and stylish upgrades, this two-storygem is ready to welcome you home. Step inside to find luxury vinyl plank flooring flowing throughout the bright and airymain level. Sunlight pours into the spacious living room, which seamlessly connects to the open dining area-perfect forentertaining! The modern kitchen is both functional and classic, featuring sleek black appliances, granite countertops, anda bar-top eating area, ideal for casual meals and lively conversation. A convenient powder bath for guests rounds out themain floor. Upstairs, retreat to your spacious primary suite, complete with a private en-suite bath and a generous walk-incloset. Two additional bedrooms share a full bathroom and are just steps from the upstairs laundry room, no more haulingbaskets up and down the stairs! Looking for extra space? The unfinished basement is a blank slate, ready for you to createthe perfect home gym, rec room, or additional living space. Outdoor lovers will adore the charming covered front porch,ideal for morning coffee. While the fully fenced backyard is ready for your personal touch with a sprinkler system alreadyin place. Have dreams of farm-fresh eggs? A chicken coop with an enclosed area to roam is already set up and waiting foryour flock! And with no direct backyard neighbors, you'll enjoy added privacy from the open space behind the home.Located with easy access to I-70 and within walking distance to the brand-new K-12 school, this home offers the best ofsmall-town living with city convenience. Don't miss out-schedule your showing today and start making memories in thisdelightful home!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.77
Remaining Loan Term
25 years, 9 months
Monthly PITI
$1,778.91/mo
Estimated Loan Balance
$278,464
Cash to close
$147,663
Interest Paid
$34,448

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Ceiling Fan(s), Central Air
  • Heating: Forced Air
Features
  • Materials: Wood Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Carpet, Tile, Vinyl

Exterior

Fencing
  • Fencing: Partial
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Traditional
Materials
  • Wood Frame
  • Roof: Composition
Condition
  • Year Built: 2018
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Bijou Creek
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: Town of Deer Trail Association
  • HOA Amenities: Unknown
  • HOA Fee: $50
  • HOA Frequency: $Annually
Location
  • Region: Deer Trail

Financial Details

  • Price per Sqft: $296.72
  • Tax Annual Amount: $1868
  • On Market Date: 2025-04-01T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $147,663 (35%)
You can enter any amount below - secondary financing will cover the difference if needed.
35%
$

You cover the entire equity of $147,663!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.77% Sellers Rate
$277,237
Your Cash$147,663
Total Purchase Price:$424,900

Assumed vs Traditional Mortgage

Assumed @ 2.77%
$1,256/mo
Traditional @ 7.5%
$2,150/mo
You save $894/month ($10,725/year)

*Secondary financing rates are an estimated value based on input

MLS ID: RECIR1029942

Listing From: recolorado

Last updated: 2025-04-02T16:31:22.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.77%
7.15%

Principal & Interest

$1,256 /mo
$2,072 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $147,663 (35%)
You can enter any amount below - secondary financing will cover the difference if needed.
35%
$

You cover the entire equity of $147,663!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.77% Sellers Rate
$277,237
Your Cash$147,663
Total Purchase Price:$424,900

Assumed vs Traditional Mortgage

Assumed @ 2.77%
$1,256/mo
Traditional @ 7.5%
$2,150/mo
You save $894/month ($10,725/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

Powered By UMe.

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

© is committed to and abides by the Fair Housing Act of Equal Opportunity.