Laura Jewett

Laura Jewett

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Closed

$420,000

($317,058 down)
VA

18466 W WESTFALL Way, Surprise, AZ 85374

5
3
2,882 sqft
PITI Monthly
$950.55 /mo

Listing courtesy of: Sammy DeStefano, Russ Lyon Sotheby's International Realty

Assumed Rate

3.99%
7.15%

Principal & Interest

$682 /mo
$966 /mo

What's Special

SHOPPING
DINING
SPACIOUS
SEPARATE SHOWER
HOME OFFICE
PRIVATE BACKYARD

Spacious family home with light filled rooms and 9 FT. ceilings showcase an open 5 Bed/ 3 Bath floorplan. The main floor features a large bedroom or great home office. Oversized Living Room, Dining room and Family rooms provide plenty of space for fun gatherings. Great kitchen with Island and Breakfast bar, extended countertops and cabinets and natural light. Kitchen opens to the family room. The bright upstairs has 4 bedrooms plus loft and laundry room. Spa-like Primary Suite w/ en-suite Bath, Dual Sinks, Separate Shower & Tub and Private Toilet Room. Plenty of storage space and large closets to keep you organized. Enjoy Arizona sunsets in your quiet and private backyard. Very well located close to freeways, shopping, great schools, Cardinal Stadium and the White Tank Mountains

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.99
Remaining Loan Term
16 years, 9 months
Monthly PITI
$950.55/mo
Estimated Loan Balance
$103,280
Cash to close
$317,058
Interest Paid
$65,263

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Refrigeration
  • Heating: Electric
Features
  • Materials: Stucco, Frame - Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Stone, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: Single Family - Detached
  • Architectural Style:
Materials
  • Stucco, Frame - Wood
  • Roof: Tile
Condition
  • Year Built: 2006
Details
  • Builder: UDC

Community & HOA

Community
  • Subdivision: Bell Pointe
  • Features: Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Bell Pointe Homeowne
  • HOA Amenities: Unknown
  • HOA Fee: $74
  • HOA Frequency: $Monthly
Location
  • Region: Surprise

Financial Details

  • Price per Sqft: $145.73
  • Tax Annual Amount: $1424
  • On Market Date: 2024-07-04T08:29:43.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $317,058 (75%)
You can enter any amount below - secondary financing will cover the difference if needed.
75%
$

You cover the entire equity of $317,058!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.99% Sellers Rate
$102,942
Your Cash:$317,058
Total Purchase Price:$420,000

Assumed vs Traditional Mortgage

Assumed @ 3.99%
$682/mo
Traditional @ 7.5%
$1,002/mo
You save $320/month ($3,840/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6709032

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-02-13T20:28:15.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.99%
7.15%

Principal & Interest

$682 /mo
$966 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $317,058 (75%)
You can enter any amount below - secondary financing will cover the difference if needed.
75%
$

You cover the entire equity of $317,058!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.99% Sellers Rate
$102,942
Your Cash:$317,058
Total Purchase Price:$420,000

Assumed vs Traditional Mortgage

Assumed @ 3.99%
$682/mo
Traditional @ 7.5%
$1,002/mo
You save $320/month ($3,840/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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