Laura Jewett

Laura Jewett

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$374,000

($111,222 down)
FHA

1844 S 238TH Lane, Buckeye, AZ 85326

4
2
2,064 sqft
PITI Monthly
$1,754.09 /mo

Listing courtesy of: Martin C Sears, West USA Realty

Assumed Rate

2.89%
7.15%

Principal & Interest

$1,204 /mo
$1,956 /mo

What's Special

WALK-IN CLOSET
PATIO

RARE HUGE LOT! Beautiful 4-bed, 2-bath home in the desirable Watson Estates! The charm begins with a 2-car garage, easy-care front yard, & a large front porch. The inviting interior showcases a semi-open layout paired with tons of natural light and tile flooring with w/plush carpet in all the right places. The kitchen boasts built-in appliances, recessed lighting, a pantry, staggered cabinets, and a 2-tiered peninsula w/breakfast bar. The double-door den provides versatility! Enter the main bedroom to find an ensuite with a separate tub/shower, dual sinks, & a walk-in closet. Check out the EXPANSIVE backyard, offering a covered patio to relax! With your creative ideas, you can make it a complete outdoor oasis. **SOLAR SAVINGS! SEE DOCS TAB FOR APS BILL SUMMARY!**

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.89
Remaining Loan Term
25 years, 7 months
Monthly PITI
$1,754.09/mo
Estimated Loan Balance
$263,348
Cash to close
$111,222
Interest Paid
$35,220

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Ceiling Fan(s), Programmable Thmstat
  • Heating: Electric
Features
  • Materials: Synthetic Stucco, Wood Frame, Painted, Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style:
Materials
  • Synthetic Stucco, Wood Frame, Painted, Stucco
  • Roof: Tile
Condition
  • Year Built: 2009
Details
  • Builder: Shea Homes

Community & HOA

Community
  • Subdivision: WATSON ESTATES
  • Features: Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Watson Estates
  • HOA Amenities: Unknown
  • HOA Fee: $68
  • HOA Frequency: $Monthly
Location
  • Region: Buckeye

Financial Details

  • Price per Sqft: $181.2
  • Tax Annual Amount: $2338
  • On Market Date: 2025-01-17T02:50:02.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $111,222 (30%)
You can enter any amount below - secondary financing will cover the difference if needed.
30%
$

You cover the entire equity of $111,222!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.89% Sellers Rate
$262,778
Your Cash$111,222
Total Purchase Price:$374,000

Assumed vs Traditional Mortgage

Assumed @ 2.89%
$1,204/mo
Traditional @ 7.5%
$2,029/mo
You save $825/month ($9,903/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6806389

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-03-11T16:01:58.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.89%
7.15%

Principal & Interest

$1,204 /mo
$1,956 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $111,222 (30%)
You can enter any amount below - secondary financing will cover the difference if needed.
30%
$

You cover the entire equity of $111,222!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.89% Sellers Rate
$262,778
Your Cash$111,222
Total Purchase Price:$374,000

Assumed vs Traditional Mortgage

Assumed @ 2.89%
$1,204/mo
Traditional @ 7.5%
$2,029/mo
You save $825/month ($9,903/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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