$460,000
($0 down)*Potential short sale please verify with your agent.
18443 W Villa Chula Lane, Surprise, AZ 85387
PITI Monthly
Listing courtesy of: Nancy Huth, Jason Mitchell Real Estate
Assumed Rate
6.85%
7.15%Principal & Interest
$3,149 /mo
$3,246 /moWhat's Special
Why wait months for the builder? This gorgeous ''almost new'' home is upgraded and move-in ready. It features 5 spacious bedrooms and 3 full bathrooms, including a main floor bedroom and full bath perfect for guests or multi-generational living. The open-concept living space is ideal for modern lifestyles, with a large kitchen island and neutral finishes throughout, making it easy to add your personal touches. Upstairs, a bonus loft offers additional flexible space—perfect for a home office, playroom, or second living area. With a 3-car tandem garage, you'll have plenty of room for vehicles, storage, and more. This homecombines the convenience of a new build with the comfort of an established property. Don't miss out on this exceptional opportunity
Assumption Snapshot
Type of Loan
FHA
Interest Rate
6.85
Remaining Loan Term
29 years, 5 months
Monthly PITI
$3,787.25/mo
Estimated Loan Balance
$479,350
Cash to close
$0
Interest Paid
$19,154
Facts & Features
Interior
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
Cooling & Heating
- Cooling: Central Air, Programmable Thmstat
- Heating: Electric
Features
- Materials: Synthetic Stucco, Wood Frame, Painted, Stucco
- Community: Unknown
- Has Fireplace: No
- Fireplace Features: None
- Flooring: Carpet, Tile
Exterior
Fencing
- Fencing: Block
Roof
- Roof: Tile
Parking
- Garage: Yes
- Garage Spaces: 3
- Carport: Yes
- Carport Spaces: 3
Water
- Sewer: Public Sewer
- Water Source: Pvt Water Company
Pool
- Has Pool: No
- Pool Features: None
Construction
Type & Style
- Stories: 2
- Home type: Single Family Residence
- Architectural Style:
Materials
- Synthetic Stucco, Wood Frame, Painted, Stucco
- Roof: Tile
Condition
- Year Built: 2023
Details
- Builder: Landsea
Community & HOA
Community
- Subdivision: NORTH COPPER CANYON PARCEL 3.3
- Features: Community Spa Htd, Community Pool Htd, Community Pool, Tennis Court(s), Playground, Biking/Walking Path
HOA
- Has HOA: Yes
- HOA Name: NORTH COPPER CANYON
- HOA Amenities: Unknown
- HOA Fee: $62
- HOA Frequency: $Monthly
Location
- Region: Surprise
Financial Details
- Price per Sqft: $180.32
- Tax Annual Amount: $1574
- On Market Date: 2025-01-14T19:00:21.000Z
Inquire about this property
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You cover the entire equity of $0!
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Loan Breakdown
Assumed vs Traditional Mortgage
*Secondary financing rates are an estimated value based on input
MLS ID: 6804732
Listing From: Arizona Regional Multiple Listing Service (ARMLS)
Last updated: 2025-03-27T00:25:16.000Z
© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.
Assumed Rate
6.85%
7.15%Principal & Interest
$3,149 /mo
$3,246 /moInquire about this property
We will reach out to you with more details
Fill out an application to explore financing options for assuming this loan.
Apply nowSavings Calculator
You cover the entire equity of $0!
Enter a smaller amount if you prefer to use secondary financing.
Loan Breakdown
Assumed vs Traditional Mortgage
*Secondary financing rates are an estimated value based on input
Follow Us
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000Resources
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