Laura Jewett

Laura Jewett

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Closed

$579,000

($205,556 down)
VA

18436 W CARIBBEAN Lane, Surprise, AZ 85388

5
4
3,072 sqft
PITI Monthly
$1,987.69 /mo

Listing courtesy of: Joy Rosek, eXp Realty

Assumed Rate

3.07%
7.15%

Principal & Interest

$1,668 /mo
$2,648 /mo

What's Special

DINING
SPACIOUS
HOME OFFICE
GAME ROOM

Assumable VA loan option at 2.25%! Welcome home to Surprise, AZ! This beautifully UPDATED two-story residence offers 5 bedrooms, 3.5 bathrooms, and a spacious 3,072 square feet of living space. Nestled in the heart of Surprise, in the highly sought after neighborhood of Sierra Montana, this is the perfect place to call home. Every detail has been thoughtfully considered when updating the home with NEW wood-look LVP flooring, fresh interior paint on walls, trim, and cabinets along with new fixtures and hardware throughout. In addition to the beautiful updates, you will also be prepared for the summer heat with TWO NEW A/C units! With 5 generously-sized bedrooms, there's room for everyone. The downstairs bedroom includes a full bathroom making it the perfect place for guests. The primary suite features a private en-suite bathroom, dual sinks, and ample closet space. You will enjoy spending time in the heart of this home as the kitchen is equipped with NEW appliances! The view from the kitchen looks out to the backyard with NEW turf and pavers as well as a pergola which makes a great space for outdoor dining. The second-floor loft provides versatility for a home office, game room, or additional living area. There is no shortage of storage space in this home which also includes the attached 3 car extended garage equipped with a workbench. The 10' RV gate provides easy access for storing your recreational vehicles, making it a dream for outdoor enthusiasts. There are too many features to list here - SEE DOCS TAB FOR MORE. This home is not just a property; it's a lifestyle. Don't miss the opportunity to make it yours.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.07
Remaining Loan Term
26 years, 9 months
Monthly PITI
$1,987.69/mo
Estimated Loan Balance
$374,863
Cash to close
$205,556
Interest Paid
$37,811

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 4
Cooling & Heating
  • Cooling: Refrigeration, Ceiling Fan(s)
  • Heating: Natural Gas
Features
  • Materials: Painted, Stucco, Frame - Wood
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: 1 Fireplace, Living Room, Gas
  • Flooring: Vinyl

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: Yes
  • Carport Spaces: 3
Water
  • Sewer: Public Sewer
  • Water Source: Pvt Water Company
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: Single Family - Detached
  • Architectural Style: Unknown
Materials
  • Painted, Stucco, Frame - Wood
  • Roof: Tile
Condition
  • Year Built: 2005
Details
  • Builder: Santa Anna Homes

Community & HOA

Community
  • Subdivision: SIERRA MONTANA
  • Features: Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: City Property Mgmnt
  • HOA Amenities: Unknown
  • HOA Fee: $190
  • HOA Frequency: $Quarterly
Location
  • Region: Surprise

Financial Details

  • Price per Sqft: $188.48
  • Tax Annual Amount: $1842
  • On Market Date: 2024-01-18T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $205,556 (36%)
You can enter any amount below - secondary financing will cover the difference if needed.
36%
$

You cover the entire equity of $205,556!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.07% Sellers Rate
$373,444
Your Cash$205,556
Total Purchase Price:$579,000

Assumed vs Traditional Mortgage

Assumed @ 3.07%
$1,668/mo
Traditional @ 7.5%
$2,746/mo
You save $1,079/month ($12,945/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6650455

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2024-03-14T08:06:00.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.07%
7.15%

Principal & Interest

$1,668 /mo
$2,648 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $205,556 (36%)
You can enter any amount below - secondary financing will cover the difference if needed.
36%
$

You cover the entire equity of $205,556!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.07% Sellers Rate
$373,444
Your Cash$205,556
Total Purchase Price:$579,000

Assumed vs Traditional Mortgage

Assumed @ 3.07%
$1,668/mo
Traditional @ 7.5%
$2,746/mo
You save $1,079/month ($12,945/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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