Certified$430,000
($43,635 down)18434 W CHAMA Drive, Surprise, AZ 85387
PITI Monthly
Listing courtesy of: Jacqueline L Henry, RE/MAX Desert Showcase
Assumed Rate
4.99%
7.15%Principal & Interest
$2,128 /mo
$2,680 /moWhat's Special
This house qualifies for a 2 -1 buy down **Your Dream Home Awaits!** This stunning single-level **''Dove'' model** features a **rare 4-car tandem garage**—perfect for car enthusiasts and extra storage. Step inside to find a **bright interior** with **9-foot ceilings** and a **three-way split floor plan** for privacy. The heart of the home is the **gorgeous kitchen** with modern espresso cabinets, **3cm granite countertops**, and a **massive island**—ideal for cooking and entertaining. Enjoy smart home features like a **Wi-Fi thermostat** and **programmable door lock** for convenience. .This is an fha assumable loan at 4.99%
Assumption Snapshot
Type of Loan
FHA
Interest Rate
4.99
Remaining Loan Term
28 years, 3 months
Monthly PITI
$2,563.34/mo
Estimated Loan Balance
$
Cash to close
$43,635
Interest Paid
$34,224
Facts & Features
Interior
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
Cooling & Heating
- Cooling: Central Air
- Heating: Natural Gas
Features
- Materials: Synthetic Stucco, Wood Frame, Painted, Stucco
- Community: Unknown
- Has Fireplace: No
- Fireplace Features: None
- Flooring: Carpet, Tile
Exterior
Fencing
- Fencing: Block
Roof
- Roof: Concrete
Parking
- Garage: Yes
- Garage Spaces: 4
- Carport: Yes
- Carport Spaces: 4
Water
- Sewer: Public Sewer
- Water Source: City Water
Pool
- Has Pool: No
- Pool Features: None
Construction
Type & Style
- Stories: 1
- Home type: Single Family Residence
- Architectural Style: Spanish
Materials
- Synthetic Stucco, Wood Frame, Painted, Stucco
- Roof: Concrete
Condition
- Year Built: 2023
Details
- Builder: D.R. Horton
Community & HOA
Community
- Subdivision: RIO RANCHO ESTATES PARCEL 1B2
- Features: Playground, Biking/Walking Path
HOA
- Has HOA: Yes
- HOA Name: Rio Rancho HOA
- HOA Amenities: Unknown
- HOA Fee: $101
- HOA Frequency: $Monthly
Location
- Region: Surprise
Financial Details
- Price per Sqft: $268.58
- Tax Annual Amount: $1328
- On Market Date: 2025-02-15T00:00:00.000Z
Inquire about this property
We will reach out to you with more details
Fill out an application to explore financing options for assuming this loan.
Apply nowSavings Calculator
You cover the entire equity of $43,635!
Enter a smaller amount if you prefer to use secondary financing.
Loan Breakdown
Assumed vs Traditional Mortgage
*Secondary financing rates are an estimated value based on input
MLS ID: 6817913
Listing From: Arizona Regional Multiple Listing Service (ARMLS)
Last updated: 2025-03-28T01:33:47.000Z
© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.
Assumed Rate
4.99%
7.15%Principal & Interest
$2,128 /mo
$2,680 /moInquire about this property
We will reach out to you with more details
Fill out an application to explore financing options for assuming this loan.
Apply nowSavings Calculator
You cover the entire equity of $43,635!
Enter a smaller amount if you prefer to use secondary financing.
Loan Breakdown
Assumed vs Traditional Mortgage
*Secondary financing rates are an estimated value based on input
Follow Us
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000Resources
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