Laura Jewett

Laura Jewett

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$480,000

($258,658 down)
FHA

1841 Ruth Drive, Thornton, CO 80229

5
2
2,102 sqft
PITI Monthly
$1,808.45 /mo

Listing courtesy of: Rain Garcia, Keller Williams Realty Northern Colorado

Assumed Rate

4.01%
7.15%

Principal & Interest

$1,232 /mo
$1,741 /mo

What's Special

DINING
SPACIOUS
WALK-IN CLOSET
PATIO
NO HOA

Due to buyer backing out, no fault of the sellers this must see home is is back on the market. No HOA!!! Spacious 5bd, 2bth, ample parking, attached front & rear entrance garage, in addition to parking for up to an additional 8 spaces for car lovers and recreational vehicles. Freshly Painted inside the house. Freshly Painted outside the house. NEWLY installed carpet. New Roof installed 2018. Water heater installed 2018. Upon entering, you’re greeted to beautiful beetle pine wood flooring in the living room and dining room. The kitchen has plenty of cabinet space, you’ll love the quartz countertops, and center island with built in sink. The double oven makes cooking easy. All appliances are included. Master bedroom located just off the living room with a walk-in closet. An additional non-conforming bedroom is also located on the main floor with a full bathroom located next to it. The back room has a large family room. Enjoy a BBQ, just off the family room backdoor patio entrance. Upstairs are 3 additional bedrooms. NEW concrete in the garage and surrounding the house. Easy access to I-25, just off Thornton Pkwy. The Light Rail train ~1/2 mile, easy commute to downtown Denver. You’ll love the park located at the end of the block.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.01
Remaining Loan Term
22 years, 3 months
Monthly PITI
$1,808.45/mo
Estimated Loan Balance
$223,294
Cash to close
$258,658
Interest Paid
$74,210

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Other
  • Heating: Forced Air
Features
  • Materials: Frame, Vinyl Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Carpet, Wood

Exterior

Fencing
  • Fencing: Full
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Traditional
Materials
  • Frame, Vinyl Siding
  • Roof: Composition
Condition
  • Year Built: 1956
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Thornton South- 400
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Thornton

Financial Details

  • Price per Sqft: $228.35
  • Tax Annual Amount: $2729
  • On Market Date: 2024-08-22T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $258,658 (54%)
You can enter any amount below - secondary financing will cover the difference if needed.
54%
$

You cover the entire equity of $258,658!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.01% Sellers Rate
$221,342
Your Cash:$258,658
Total Purchase Price:$480,000

Assumed vs Traditional Mortgage

Assumed @ 4.01%
$1,232/mo
Traditional @ 7.5%
$1,805/mo
You save $574/month ($6,884/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC3425359

Listing From: recolorado

Last updated: 2025-03-04T00:00:22.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.01%
7.15%

Principal & Interest

$1,232 /mo
$1,741 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $258,658 (54%)
You can enter any amount below - secondary financing will cover the difference if needed.
54%
$

You cover the entire equity of $258,658!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.01% Sellers Rate
$221,342
Your Cash:$258,658
Total Purchase Price:$480,000

Assumed vs Traditional Mortgage

Assumed @ 4.01%
$1,232/mo
Traditional @ 7.5%
$1,805/mo
You save $574/month ($6,884/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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