Laura Jewett

Laura Jewett

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Closed

$499,000

($145,788 down)
FHA

18390 Durham Lane, Victorville, CA 92395

4
3
2,141 sqft
PITI Monthly
$2,907.03 /mo

Listing courtesy of: Daryl Owen, eXp Realty of Greater Los Angeles

Assumed Rate

4.98%
7.15%

Principal & Interest

$1,962 /mo
$2,474 /mo

What's Special

REMODELED
SPACIOUS
FIREPLACE
WALK-IN CLOSET
PATIO
CUL-DE-SAC
COZY

Welcome to your future 4-bedroom, 2.5-bath sanctuary situated on a peaceful cul-de-sac in the Spring Valley Lake Community! This beautifully remodeled single-story home welcomes you with an inviting covered patio. As you open the front door, you're greeted by a spacious living room, setting the tone for this lovely residence. This home comes complete with central A/C and heat, as well as a cozy fireplace. The master bedroom features 2 walk-in closets and a luxurious ensuite with double sinks, a large separate tub, and shower. Outside, your private oasis awaits with a large, refreshing pool, ideal for gatherings and relaxation. A spacious sunroom provides a great view of the pool and backyard, enhancing your living experience. Conveniently, the laundry room is inside and equipped with a half bath. The community amenities include a golf course for enthusiasts, a tranquil lake for boating and fishing, and a private beach for you to enjoy. Located close to Excelsior Education Center, a renowned charter school. Don’t miss the chance to make this beautiful home yours. Schedule a visit today and envision the lifestyle awaiting you in this perfect blend of comfort and leisure!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.98
Remaining Loan Term
27 years, 2 months
Monthly PITI
$2,907.03/mo
Estimated Loan Balance
$366,178
Cash to close
$145,788
Interest Paid
$50,609

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central, Fireplaces
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom, LivingRoom
  • Flooring: Carpet, Laminate, Tile

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Private
Pool
  • Has Pool: Yes
  • Pool Features: InGround, Private

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1980
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Curbs, Sidewalks
HOA
  • Has HOA: Yes
  • HOA Name:
  • HOA Amenities: Unknown
  • HOA Fee: $412.75
  • HOA Frequency: $Quarterly
Location
  • Region: Victorville

Financial Details

  • Price per Sqft: $233.07
  • Tax Annual Amount: $6237.5
  • On Market Date: 2024-06-21T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $145,788 (29%)
You can enter any amount below - secondary financing will cover the difference if needed.
29%
$

You cover the entire equity of $145,788!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.98% Sellers Rate
$353,212
Your Cash$145,788
Total Purchase Price:$499,000

Assumed vs Traditional Mortgage

Assumed @ 4.98%
$1,962/mo
Traditional @ 7.5%
$2,566/mo
You save $604/month ($7,252/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PW24126061

Listing From:

Last updated: 2024-12-01T13:41:40.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.98%
7.15%

Principal & Interest

$1,962 /mo
$2,474 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $145,788 (29%)
You can enter any amount below - secondary financing will cover the difference if needed.
29%
$

You cover the entire equity of $145,788!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.98% Sellers Rate
$353,212
Your Cash$145,788
Total Purchase Price:$499,000

Assumed vs Traditional Mortgage

Assumed @ 4.98%
$1,962/mo
Traditional @ 7.5%
$2,566/mo
You save $604/month ($7,252/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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